120 Covington Street, Panama City Beach, FL 32413 (MLS# 788323)

List Price/SqFt: 337.06

Status: Active

List Date: 2026-04-14

List Price: $674,800

Current Price: $674,800

Sub Area: 0321 - Beach - North Central

Community/Resort: None

Waterfront: No

Elementary School: Hutchison Beach

Middle School: Surfside

High School: Arnold

Directions: Heading east, pass Pier Park and turn north on Cambridge Blvd. Take 2nd right onto Covington St. Home is on the left.

Area: 03 - Bay County - Beach

Street #: 120

Street Name: Covington

Street Suffix: Street

State: FL

Zip Code: 32413

County: Bay

Subdivision: Palmetto Trace Phase 1

Parcel ID: 32738-520-000

Legal Description: PALMETTO TRACE PH 1 37C LOT 20 ORB 4613 P 1260

Acreage: 0.31

Design: Patio Home

Lot Size (SqFt): 13700

Apx SqFt(Htd/Cooled): 2002

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 112x134x60x125

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: Yes

Pool Type: Private

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 2002

Homestead: Yes

HOA Fee: Yes

HOA Amount: 249

HOA Frequency: Quarterly

HOA Annual Amount: 996

New Buyer Fee: Yes

New Buyer Fee Amt: 0.5

Last Taxes: 3231

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: No

Remarks: This impeccably maintained residence in Panama City Beach offers a rare opportunity to secure a quiet, residential lifestyle in an established, non-short-term rental community. Situated less than one mile from the Gulf of America and directly across from the premier dining and entertainment of Pier Park, this home combines convenience with luxury. The interior has undergone a comprehensive refresh, featuring crown molding, neutral paint, and a blend of high-quality vinyl plank flooring and premium carpeting installed in 2022. The chef-inspired kitchen is equipped with a 2023 appliance suite, while the primary bath, updated in 2023, features modern vanities, custom lighting, and a skylight. Outdoor living is elevated by a resort-style, heated and cooled gunite saltwater pool with a waterfall, complemented by professional landscaping and new fencing. Enhanced by a 2021 roof, spray foam insulation, and fabric hurricane shutters, this turnkey property offers exceptional utility efficiency and peace of mind.

First: 1

Gunite Concrete: 1

Heated - Electric: 1

Inground: 1

Saltwater: 1

Waterfall: 1

Cooktop - Electric: 1

Disposal: 1

Oven - Electric: 1

Range - Electric: 1

Range Hood: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Ceiling - Crwn Molding: 1

Floor - Vinyl Plank: 1

Pantry: 1

Window - Treatment Some: 1

Foundation - Slab on Grade: 1

Roof - Composite Shngl: 1

Siding - Stucco: 1

Fenced Back Yard: 1

Fenced Lot-Part: 1

Hurricane Fabric: 1

Shower: 1

Porch Open: 1

Accounting: 1

Management: 1

Master Association: 1

Pool: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Negotiable: 1

Bonus Room: 1

Ceiling - Tray: 1

Floor - Carpet: 1

Covenants & Rescrictions: 1

Landscaped: 1

Survey Available: 1

Private Road: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

Resid Single Family: 1

Pool: 1

Bedroom: 1

Primary Bedroom: 1

Office: 1

TV Cable: 1

Electricity - Connected: 1

Internet - Broadband Available: 1

Phone - Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Underground Utilities: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBath Tub - Soaking: 1