118 N Gayle Avenue, Panama City, FL 32401 (MLS# 796271)


$324,900
118 N Gayle Avenue
Panama City, FL 32401
MLS# 796271
3 beds  |  2 baths  |  1546 sqft


Front
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Property Description
Welcome to this beautifully remodeled 3 bedroom, 2 bath home in the highly desirable Cove neighborhood of Panama City, Florida. Originally built in 1950, this charming home beautifully blends timeless character with thoughtful modern updates. Inside, you'll find original hardwood floors, beautiful architectural details, and charm, paired with a fresh, fully remodeled interior. The brand new primary bathroom offers a beautiful modern retreat, while the spacious layout provides plenty of room for everyday living and entertaining. Step outside and you'll fall in love with the huge backyard, framed by beautiful mature trees that provide shade, privacy, and a picturesque setting. There's plenty of space to create your own outdoor oasis, garden, entertain, or simply enjoy the peaceful surroundings. Located in The Cove, this home offers convenient access to downtown Panama City, local restaurants, shopping, parks, and the waterfront. If you're looking for a home with history, character, modern updates, and an incredible location, this one is truly special.

Details
Maps
General Property Info
Acreage: 0.24
Design: Craftsman Style
Lot Size (SqFt): 10454
Apx SqFt(Htd/Cooled): 1546
Construction Status: Construction Complete
SqFt Source: An Appraiser
Accessory Dwelling Unit: No
Lot Dimensions: 75.0 ft x 140.0 ft
New Construction: No
Garage Y/N: No
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 1950
Contract Info
List Price/SqFt: 210.16
Status: Active
List Date: 2026-10-05
List Price: $324,900
Current Price: $324,900
Location
Sub Area: 0203 - Bay - Central SW
Community/Resort: Bunkers Cove
Waterfront: No
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: Heading south on Hwy 77 into the cove turn left on to Cherry St. continue 3 roads past Merriam Cherry St. Elementary School taking a left on to Gayle Ave. N. House is on the right.
Area: 02 - Bay County - Central
Street #: 118
Street Direction: N
Street Name: Gayle
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Subdivision: Cove Terrace
Parcel ID: 21851-000-000
Legal Description: COVE TERRACE 1ST ADD. LOT 24 BLK 94 ORB 4389 P 883
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 2063.42
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Welcome to this beautifully remodeled 3 bedroom, 2 bath home in the highly desirable Cove neighborhood of Panama City, Florida. Originally built in 1950, this charming home beautifully blends timeless character with thoughtful modern updates. Inside, you'll find original hardwood floors, beautiful architectural details, and charm, paired with a fresh, fully remodeled interior. The brand new primary bathroom offers a beautiful modern retreat, while the spacious layout provides plenty of room for everyday living and entertaining. Step outside and you'll fall in love with the huge backyard, framed by beautiful mature trees that provide shade, privacy, and a picturesque setting. There's plenty of space to create your own outdoor oasis, garden, entertain, or simply enjoy the peaceful surroundings. Located in The Cove, this home offers convenient access to downtown Panama City, local restaurants, shopping, parks, and the waterfront. If you're looking for a home with history, character, modern updates, and an incredible location, this one is truly special.
Appliances
Cooktop - Electric: 1
Oven - Electric: 1
Refrigerator: 1
Interior Features
Bookcases: 1
Floor - Hardwood: 1
Lighting - Recessed: 1
Window - Treatment All: 1
Construction/Siding
Roof - Metal: 1
Siding - Hardie Board: 1
Exterior
Deck Open: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Other Structures
Shed(s): 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Lot Features
Near Public Boat Ramp: 1
Lot Access
Alley: 1
City Street: 1
Parking Features
Driveway: 1
Rooms
Bedroom: 1
Primary Bedroom: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Heating
Central: 1
Property Features
Appliances: Cooktop - Electric; Oven - Electric; Refrigerator
Primary Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air
Heating: Central
Exterior: Deck Open; Fenced Back Yard; Fenced Privacy
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Lot Features: Near Public Boat Ramp
Lot Access: Alley; City Street
Parking Features: Driveway
Other Structures: Shed(s)
Rooms: Bedroom; Primary Bedroom
Utilities: Electricity - Connected; Public Sewer - Connected
Room Information
Room Name Level Dimensions Length Width
Primary BedroomFirst20 x 1120.0011.00
BedroomFirst17 x 1317.0013.00
BedroomFirst11 x 911.009.00

Listing Office: CENTURY 21 Commander Realty

Last Updated: October - 05 - 2026

Information deemed reliable but not guaranteed.