117 Fossil Falls, Panama City Beach, FL 32407 (MLS# 796025)

Acreage: 0.1

Design: Townhome

Lot Size (SqFt): 4356

Apx SqFt(Htd/Cooled): 2093

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

# of Stories in Building: 2

Accessory Dwelling Unit: No

Lot Dimensions: 42.0 ft x 107.0 ft

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Driveway Spaces: 2

Pool: No

Sub-Type: Attached Single Unit

Bedrooms: 3

Full Baths: 2

Total Baths: 3

Year Built: 2018

List Price/SqFt: 167.22

Status: Active

List Date: 2026-09-29

List Price: $350,000

Current Price: $350,000

Sub Area: 0321 - Beach - North Central

Community/Resort: None

Waterfront: Yes

Gulf Access: No

Elementary School: Hutchison Beach

Middle School: Surfside

High School: Arnold

Directions: Just north of PCB Pkwy at Alf Coleman across from Arnold High School. After roundabout at pool, take 2nd left, 1st right. 117 on left at end of road next to conservation area. Park in driveway or in one of the two guest spots.

Area: 03 - Bay County - Beach

Street #: 117

Street Name: Fossil

Street Suffix: Falls

State: FL

Zip Code: 32407

County: Bay

Subdivision: Waterfall Phase I

Parcel ID: 34025-136-000

Legal Description: WATERFALL PHASE I LOT 36 ORB 4217 P 2260

HOA Fee: Yes

HOA Amount: 285

HOA Frequency: Monthly

HOA Annual Amount: 3420

New Buyer Fee: Yes

New Buyer Fee Amt: 855

New Buyer Fee Paid: $

Last Taxes: 3109

Last Tax Year: 2026

Brokerage Interest: No Interest

As Is: Yes

Remarks: Best lot in the community of Waterfall, where comfort meets coastal charm! Sitting on the banks of a sweet community lake, you'll love this location -- close to the beach, eateries, shopping, and great schools -- and right next to a natural conservation area. This thoughtfully designed two-story townhome offers over 2,000sf of livable space with 3 bedrooms and 2.5 baths. The desirable end unit position gives extra windows and light on that entire side of the house. An open concept main level connects the living, dining and kitchen areas with surprising spaciousness enhanced by high ceilings. French doors lead to an open-air patio, fenced backyard, serene community lake, and sunsets over the tranquil nature preserve. You will find the full kitchen has a breakfast bar, lots of cabinets, walk-in pantry, and dining area. A half bath on the main level adds everyday convenience. The oversized 1-car garage has shelving for storage and an extra side-by-side refrigerator so your kitchen one remains easily organized. Moving to the second level you will find a split bedroom floor plan with two of them showing off incredible views over the adjacent forested lands. The large owner's suite overlooks the small lake, has its own bathroom and generous walk-in closet. The two additional bedrooms share a full bathroom with a shower/tub combo and one has a walk-in closet. For added convenience, the laundry room is upstairs by the bedrooms and comes complete with a full-size washer and dryer. The stacked stone accents and covered front entry make for nice curb appeal. Waterfall has a beautiful neighborhood pool in the midst of the woods, underground utilities, and sidewalks so pet friendly. Panama City Beach is a lifestyle that blends relaxation with adventure -- where every day feels a little like vacation with a sense of community. Whether you're looking for a primary residence, second-home getaway, or a long-term rental investment opportunity, this property is what you are looking for. Call today for your private tour!

Dishwasher: 1

Disposal: 1

Dryer: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Floor - Vinyl Plank: 1

Lighting - Recessed: 1

Pantry: 1

Split Bedroom: 1

Stairs: 1

Window - Treatment Some: 1

Foundation - Slab on Grade: 1

Wood/Frame: 1

Roof - Dimensional Shg: 1

Siding - Hardie Board: 1

Trim - Hardie Board: 1

Fenced Back Yard: 1

Patio Open: 1

Storm Doors: 1

Storm Windows: 1

Tinted Windows: 1

Ground Keeping: 1

Pool: 1

Sewer: 1

Trash Disposal: 1

Water: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Floor - Carpet: 1

First: 1

First: 1

Covenants & Rescrictions: 1

Dead End: 1

Waterfront: 1

Within 1/2 Mile to Water: 1

Wooded: 1

Resid Multi-Family: 1

Fishing: 1

Pool: 1

Sidewalks: 1

Bedroom: 1

Full Bathroom: 1

Kitchen: 1

Living Room: 1

Primary Bathroom: 1

Primary Bedroom: 1

ShowingTime: 1

TV Cable: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Underground Utilities: 1

Lake: 1

As Is: 1

Second: 1

Lakefront: 1

Second: 1

Second: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Electric: 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBath Tub - Soaking: 1

MBed Walk-in Closet: 1

MBed Waterfront: 1

Second: 1