11413 Church Road, Ebro, FL 32437 (MLS# 789777)

List Price/SqFt: 720.19

Status: Active

List Date: 2026-05-01

List Price: $749,000

Current Price: $749,000

Sub Area: 0411 - Bay North - West Bay

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: From HWY 98 (Back Beach Rd), take HWY 79 North 12 miles, then turn left onto Pine Log Rd. Continue 3 miles West, then turn right onto Anderson Rd for 1/4 mile, then turn left onto Church Rd.

Area: 04 - Bay County - North

Street #: 11413

Street Name: Church

Street Suffix: Road

State: FL

Zip Code: 32437

County: Bay

Subdivision: No Named Subdivision

Parcel ID: 35049-030-000

Legal Description: PID : 35049-030-000 / 11 1S 17W -2.2- COM AT SW COR OF SEC E 1810.79 N 334.48' FOR POB TH W 330' NELY 257' TO PINE LOG CREEK SELY 258' SWLY 97' TO POB AKA PCL PID: 35049-000-000 / 11 1S 17W -2- 14C COM SW COR TH E 1700' FOR POB TH N 275' W 250' SWLY 90.15' W 60.85' NELY 87.58' NELY 139.36' SELY 330.01' NELY 96.82' TO WATERS EDGE TH ELY ALG WATER 1627' TH W 733.5' TO POB AKA PRCL ''I'' ORB 3862 P

Acreage: 6.76

Design: Contemporary

Lot Size (SqFt): 294466

Apx SqFt(Htd/Cooled): 1040

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: irr

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 3

Total Baths: 3

Year Built: 1997

HOA Fee: No

New Buyer Fee: No

Brokerage Interest: No Interest

Township: Panama City Bea

Remarks: Rare East River waterfront retreat and investment opportunity offering approximately 6.76 total acres across two parcels, with deepwater access, two concrete boat launches, and a dock creating an ideal setup for boating, fishing, and waterfront living. Surrounded by the natural beauty of Pine Log Forest, this property delivers privacy, river access, outdoor recreation, and multiple income or expansion possibilities. The primary parcel includes approximately 1.19 acres with 294 feet of East River frontage. The main residence is elevated on pilings and features 3 bedrooms, 2 bathrooms, approximately 1,040 square feet, a 1-car garage, and a 30' x 8' porch overlooking the East River and wooded surroundings. The home has been updated with luxury vinyl plank flooring, modern lighting, stainless steel appliances, kitchen and bathroom improvements, an open living and dining layout, and a fireplace. The lower level of the primary residence is partially finished and offers approximately 1,280 square feet with concrete flooring, exterior walls, plumbing, electrical, and storm windows and doors in progress, creating potential for additional living space or duplex-style use. A separate renovated 1 bedroom, 1 bathroom guest cottage offers flexibility for guests, rental income, or multi-generational living. There is also a 16' x 14' backyard shed that may offer additional storage or future use potential. The adjacent 5.57 acre parcel includes approximately 1,605 feet of river frontage and features a concrete deepwater cove boat launch. The parcel has been partially cleared with driveway access, and power, septic, and artesian well water are reported to be available on site. This additional acreage creates a strong opportunity for a private retreat, rental compound, tiny home concept, or build-to-suit vision, subject to zoning, permitting, and buyer verification. The property also includes two concrete pad boat launches, a riverside dock landing area, and pier walkway access for convenient access to the river. The East River connects toward the Choctawhatchee River, Choctawhatchee Bay, and the Gulf. Reported improvements include a 2019 architectural roof, 2020 HVAC system, 2020 50-gallon water heater, 2019 storm windows and sliding glass doors, 2022 septic leach field upgrade, 2020 LVP flooring, kitchen and bathroom updates, stainless steel appliances, and modern lighting. The detached guest cottage was built in 2011, and the backyard shed was built in 2012. Conveniently located approximately 21 miles from the Gulf and approximately 15 miles from Northwest Florida Beaches International Airport. Seller financing may be available to qualified investment buyers.

Second: 1

Second: 1

Cooktop - Electric: 1

Dishwasher: 1

Ice Maker: 1

Microwave: 1

Oven - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Fireplace: 1

Floor - Vinyl: 1

Pantry: 1

Stairs: 1

Block: 1

Concrete: 1

Foundation - On Piling: 1

Wood/Frame: 1

Roof - Composite Shngl: 1

Siding - Vinyl: 1

Trim - Vinyl: 1

Deck Enclosed: 1

Fenced Chain Link: 1

Fire Pit: 1

Patio Enclosed: 1

Storm Doors: 1

Storm Windows: 1

Dock: 1

Guest House: 1

Workshop: 1

Cash: 1

Conventional: 1

FHA: 1

Seller Financing: 1

USDA: 1

VA: 1

Negotiable: 1

Bonus Room: 1

Insulated Doors: 1

Smart Thermostat: 1

Second: 1

Second: 1

Agricultural: 1

Deeded Access Water: 1

Easements: 1

Improved Lots: 1

Waterfront: 1

Within 1/2 Mile to Water: 1

Wooded: 1

County Road: 1

Dirt/Clay Road: 1

Paved Road: 1

Private Road: 1

Additional Parking: 1

Driveway: 1

Circular Driveway: 1

Garage Attached: 1

MBath Shower/Tub Combo: 1

Bedroom: 1

Deck/Patio: 1

Dining Room: 1

Kitchen: 1

Living Room: 1

Master Bedroom: 1

Cable - Available: 1

Electricity - Connected: 1

Internet - Broadband Available: 1

Private Well: 1

Septic Tank: 1

River: 1

As Is: 1

River: 1

Second: 1

Second: 1

Ceiling Fan(s): 1

Central Air: 1

ENERGY STAR Qualified Equipment: 1

Central: 1

Electric: 1

Fireplace - Wood Burning: 1

Heat Pump: 1