114 Lake Merial Trail, Panama City, FL 32409 (MLS# 789169)


$599,000
114 Lake Merial Trail
Panama City, FL 32409
MLS# 789169
4 beds  |  3 baths  |  2405 sqft

 | 

114 Lake Merial Trail Panama City, FL
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114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL Floor Plan 114 Lake Merial Trail Panama City, FL Wooded lots on each side Wooded lots on each side Wooded lots on each side 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL Wooded lots on each side 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL Entry Entry Virtually Staged Living/Dining 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL Virtually Staged Living/Dining 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL Walk-in Pantry Half bath Half bath Virtually Staged Primary Bedroom Primary Bedroom Primary Bedroom Primary Bedroom Primary Bathroom Primary Bathroom Primary Walk-in closet Spare Bedroom Virtually Staged Spare Bedroom Spare Bedroom Spare Bathroom Spare Bedroom Spare Bedrooms + Full Bathroom Spare Bedroom Spare Bedroom Spare Bedroom Laundry Room Virtually Staged: Mud Room + Office (Bonus Room) Mud Room/Bonus Room Mud Room/Bonus Room Mud Room/Bonus Room Double Garage Backyard Views 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL Gated Entry into the neighborhood Entry into Lake Merial 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL Green Space- Lake Merial Neighborhood Green Space- Lake Merial Neighborhood Green Space- Lake Merial Neighborhood 114 Lake Merial Trail Panama City, FL 114 Lake Merial Trail Panama City, FL 1 of 3 Lake Access Points 1 of 3 Lake Access Points 1 of 3 Lake Access Points 114 Lake Merial Trail Panama City, FL Boat Landing- Lake Merial Lake Merial Amenity Building 1 of 3 Lake Access Points 1 of 3 Lake Access Points 1 of 3 Lake Access Points Wooded lots on each side

Property Description
Welcome to 114 Lake Merial Trail, an exceptional 2026 custom-built residence gracefully positioned on .57 acres within the highly sought-after Lake Merial community. Surrounded by untouched wooded parcels on both sides and backing to serene natural landscape, this property offers a rare level of privacy and tranquility. Enjoy peaceful mornings and golden-hour evenings where native wildlife, including white-tailed deer, become part of your everyday backdrop. Designed with both elegance and functionality in mind, the home features a well-executed split floor plan, placing three guest bedrooms privately opposite the primary suite. At the heart of the home, the designer kitchen makes a striking impression with Satori Calcatta Dorado porcelain tile backsplash, quartz countertops, custom soft-close cabinetry, a statement island, and a range hood centerpiece. A farmhouse sink perfectly frames the picturesque views of mature oak and pine trees beyond. The oversized, customized walk-in pantry offers abundant storage, while a conveniently located half bath enhances the space for entertaining. Refined finishes carry throughout, including 10-foot ceilings, 8-foot single-panel doors, recessed lighting, and custom closet systems in every bedroom. The primary suite is a true retreat, featuring a dual vanity and an expansive floor-to-ceiling tiled shower with built-in bench. The warm tones of luxury vinyl plank flooring pair beautifully with the timeless Greek Villa paint palette, creating a cohesive and elevated interior aesthetic. A versatile mudroom off the two-car garage offers flexible use as a home office, nursery, playroom, or additional storage space, adapting effortlessly to your lifestyle needs. Built with energy efficiency in mind, the home includes spray foam insulation, 2x6 exterior wall framing, and generous attic storage. A private well-fed irrigation system keeps landscaping lush while maintaining low utility costs, and the extended driveway provides ample parking for guests. Lake Merial is known for its 300-acre spring-fed lake, ideal for kayaking, paddleboarding, and fishing, along with scenic walking trails, green spaces, and a vibrant calendar of community events. From festive holiday celebrations to food truck nights and golf cart-friendly streets, this neighborhood offers a lifestyle that is both relaxed and engaging. Residents enjoy convenient access to the pristine, spring-fed waters of Lake Merial through three designated community access points. Two of these locations are ideal for launching kayaks, canoes, and paddleboards, while a larger, primary access area accommodates fishing boats--offering effortless enjoyment of the lake's recreational lifestyle. A rare opportunity to own a newly constructed, never-lived-in home with exceptional privacy, refined finishes, and access to one of Bay County's most desirable communities. Schedule your private showing and experience the lifestyle that sets Lake Merial apart.

Details
Maps
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 353
HOA Frequency: Quarterly
HOA Annual Amount: 1412
New Buyer Fee: No
Last Taxes: 2282
Last Tax Year: 2025
Brokerage Interest: Familial Interest - Listing Broker/Licensee related to owner.
As Is: Yes
Contract Info
List Price/SqFt: 249.06
Status: Active
List Date: 2026-04-30
List Price: $599,000
Current Price: $599,000
Location
Sub Area: 0413 - Bay North - Youngstown Area
Community/Resort: None
Waterfront: No
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: From Walmart Supercenter in Lynn Haven, head north on FL-77. Continue onto Hwy 77 for approximately 12 miles. Lake Merial gated subdivision will be located on the right. Enter through gate, and then proceed approximately .2 miles. Take your first right at the stop sign. Proceed approximately .3 miles and 114 Lake Merial Trail will be located on your right.
Area: 04 - Bay County - North
Street #: 114
Street Name: Lake Merial
Street Suffix: Trail
State: FL
Zip Code: 32409
County: Bay
Subdivision: Lake Merial Phase One
Parcel ID: 07504-247-000
Legal Description: Lot 147, Lake Merial Phase One, according to the map or play thereof, as recorded in Plat Book 22, Page(s) 4 to 7, of the Public Records of Bay County, Florida.
General Property Info
Acreage: 0.57
Design: Contemporary
Lot Size (SqFt): 24829
Apx SqFt(Htd/Cooled): 2405
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Agent Measured
Half Baths: 1
Lot Dimensions: 110 x 227 x 110 x 227
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 2
Total Baths: 3
Year Built: 2026
Remarks & Misc
Remarks: Welcome to 114 Lake Merial Trail, an exceptional 2026 custom-built residence gracefully positioned on .57 acres within the highly sought-after Lake Merial community. Surrounded by untouched wooded parcels on both sides and backing to serene natural landscape, this property offers a rare level of privacy and tranquility. Enjoy peaceful mornings and golden-hour evenings where native wildlife, including white-tailed deer, become part of your everyday backdrop. Designed with both elegance and functionality in mind, the home features a well-executed split floor plan, placing three guest bedrooms privately opposite the primary suite. At the heart of the home, the designer kitchen makes a striking impression with Satori Calcatta Dorado porcelain tile backsplash, quartz countertops, custom soft-close cabinetry, a statement island, and a range hood centerpiece. A farmhouse sink perfectly frames the picturesque views of mature oak and pine trees beyond. The oversized, customized walk-in pantry offers abundant storage, while a conveniently located half bath enhances the space for entertaining. Refined finishes carry throughout, including 10-foot ceilings, 8-foot single-panel doors, recessed lighting, and custom closet systems in every bedroom. The primary suite is a true retreat, featuring a dual vanity and an expansive floor-to-ceiling tiled shower with built-in bench. The warm tones of luxury vinyl plank flooring pair beautifully with the timeless Greek Villa paint palette, creating a cohesive and elevated interior aesthetic. A versatile mudroom off the two-car garage offers flexible use as a home office, nursery, playroom, or additional storage space, adapting effortlessly to your lifestyle needs. Built with energy efficiency in mind, the home includes spray foam insulation, 2x6 exterior wall framing, and generous attic storage. A private well-fed irrigation system keeps landscaping lush while maintaining low utility costs, and the extended driveway provides ample parking for guests. Lake Merial is known for its 300-acre spring-fed lake, ideal for kayaking, paddleboarding, and fishing, along with scenic walking trails, green spaces, and a vibrant calendar of community events. From festive holiday celebrations to food truck nights and golf cart-friendly streets, this neighborhood offers a lifestyle that is both relaxed and engaging. Residents enjoy convenient access to the pristine, spring-fed waters of Lake Merial through three designated community access points. Two of these locations are ideal for launching kayaks, canoes, and paddleboards, while a larger, primary access area accommodates fishing boats--offering effortless enjoyment of the lake's recreational lifestyle. A rare opportunity to own a newly constructed, never-lived-in home with exceptional privacy, refined finishes, and access to one of Bay County's most desirable communities. Schedule your private showing and experience the lifestyle that sets Lake Merial apart.
Bonus Room
First: 1
Deck/Patio
First: 1
Foyer
First: 1
Garage
First: 1
Master Bathroom
First: 1
Pantry
First: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Disposal: 1
ENERGY STAR Qualified Appliances: 1
Ice Maker: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Split Bedroom: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Siding - Hardie Board: 1
Trim - Hardie Board: 1
Exterior
Patio Covered: 1
Porch Covered: 1
Sprinkler System: 1
Waterfront Feature
Boat Launch: 1
Dock: 1
Association Fees Include
Accounting: 1
Beach: 1
Boat Launch: 1
Fishing: 1
Ground Keeping: 1
Management: 1
Master Association: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
USDA: 1
VA: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Landscaped: 1
Sidewalk: 1
Within 1/2 Mile to Water: 1
Lot Access
Gated Access: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Oversized: 1
Paved: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Shower Only: 1
MBed Walk-in Closet: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Boat Launch: 1
Fishing: 1
Gated Community: 1
Waterfront: 1
Recreation Facilities: 1
Sidewalks: 1
Trail(s): 1
Rooms
Bedroom: 1
Bonus Room: 1
Deck/Patio: 1
Foyer: 1
Full Bathroom: 1
Garage: 1
Half Bathroom: 1
Kitchen: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Pantry: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Garbage: 1
Private Well: 1
Public Water - Connected: 1
Underground Utilities: 1
Sale Type
As Is: 1
Full Bathroom
First: 1
Half Bathroom
First: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
ENERGY STAR Qualified Equipment: 1
Heating
Central: 1
Electric: 1
ENERGY STAR Qualified Equipment: 1
Security Features
Gated Community: 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Disposal; ENERGY STAR Qualified Appliances; Ice Maker; Microwave; Oven - Electric; Range - Electric; Refrigerator; Water Heater - Electric
Full Bathroom: First
Half Bathroom: First
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment
Heating: Central; Electric; ENERGY STAR Qualified Equipment
Exterior: Patio Covered; Porch Covered; Sprinkler System
Association Fees Include: Accounting; Beach; Boat Launch; Fishing; Ground Keeping; Management; Master Association
Financing: Cash; Conventional; FHA; USDA; VA
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Features: Landscaped; Sidewalk; Within 1/2 Mile to Water
Lot Access: Gated Access; Paved Road
Bonus Room: First
Master Bathroom: First
Foyer: First
Garage: First
Pantry: First
Security Features: Gated Community
Parking Features: Driveway; Garage Attached; Garage Door Opener; Oversized; Paved
Association Amenities: Boat Launch; Fishing; Gated Community; Recreation Facilities; Sidewalks; Trail(s); Waterfront
Rooms: Bedroom; Bonus Room; Deck/Patio; Foyer; Full Bathroom; Garage; Half Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom; Pantry
Sale Type: As Is
Showing: ShowingTime
Utilities: Electricity - Connected; Garbage; Private Well; Public Water - Connected; Underground Utilities
Waterfront Feature: Boat Launch; Dock
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions Remarks
Master BedroomFirst15.6 x 16.715.6016.7015.6 x 16.7Measurements are not exact; Buyer to verify
Master BathroomFirst6.1 x 13.16.1013.106.1 x 13.1Measurements are not exact; Buyer to verify
BedroomFirst15 x 10.1115.0010.1115 x 10.11Measurements are not exact; Buyer to verify
BedroomFirst13.11 x 10.913.1110.9013.11 x 10.9Measurements are not exact; Buyer to verify
BedroomFirst12.7 x 10.112.7010.1012.7 x 10.1Measurements are not exact; Buyer to verify
Full BathroomFirst9.11 x 5.39.115.309.11 x 5.3Measurements are not exact; Buyer to verify
Half BathroomFirst6.8 x 4.16.804.106.8 x 4.1Measurements are not exact; Buyer to verify
KitchenFirst9.9 x 16.89.9016.809.9 x 16.8Measurements are not exact; Buyer to verify
PantryFirst8.1 x 4.58.104.508.1 x 4.5Measurements are not exact; Buyer to verify
GarageFirst21 x 17.621.0017.6021 x 17.6Measurements are not exact; Buyer to verify
Bonus RoomFirst21 x 9.221.009.2021 x 9.2Measurements are not exact; Buyer to verify
Living RoomFirst16.11 x 25.816.1125.8016.11 x 25.8Measurements are not exact; Buyer to verify
Deck/PatioFirst61.2 x 10.461.2010.4061.2 x 10.4Measurements are not exact; Buyer to verify
FoyerFirst7.2 x 10.17.2010.107.2 x 10.1Measurements are not exact; Buyer to verify

Listing Office: ERA Neubauer Real Estate, Inc

Last Updated: April - 30 - 2026

Information deemed reliable but not guaranteed.