112 N Gayle Avenue
Panama City, FL 32401
MLS# 794455
4 beds | 2 baths | 1990 sqft
Property DescriptionBeautifully remodeled home in Panama City's highly sought-after Cove neighborhood! From the moment you enter, you will appreciate the spacious open floor plan, vaulted ceiling, recessed lighting, and luxury vinyl plank flooring throughout.
The modern kitchen is designed for everyday living and entertaining, featuring an impressive 9-foot island, pantry, refrigerator with water and ice dispenser, and a self-cleaning glass-top range that even has a bread-proofing feature. The island has a hidden power bank. Both bathrooms feature double vanities and attractive tilework. The hallway bath has a tub/shower and the master ensuite has a tiled stand up shower.
The owner has added a large back deck, creating a wonderful space for morning coffee, evening relaxation, and entertaining. A backyard shed provides additional storage, and the home also features a concrete driveway. The backyard is now completely privacy fenced with a double gate to allow alley access.
Located just half a block from Sudduth Park, residents can easily enjoy the baseball diamond and playground. Cherry Street Elementary is within walking distance, and downtown Panama City is accessible by bicycle or golf cart for the Saturday farmers market, festivals, shops, live music, dining, and community events. Along the way, enjoy the scenic Beach Drive area, where the Cove Events Committee hosts its Fourth of July celebration. The neighborhood also embraces its golf-cart lifestyle with festive parades for Christmas, Halloween, and the Fourth of July. This updated Cove home offers a wonderful combination of modern comfort, outdoor living, and a convenient neighborhood location!
Information is deemed reliable but not guaranteed. All measurements and property details are approximate and should be verified by buyer.
Acreage: 0.24
Design: Other
Lot Size (SqFt): 10454
Apx SqFt(Htd/Cooled): 1990
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Balcony SqFt: 2750
# of Stories in Building: 1
Accessory Dwelling Unit: No
Pre-Const Flip: No
Lot Dimensions: 75.0 ft x 140.0 ft
New Construction: No
Garage Y/N: No
Beach Frontage: 200
Driveway Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Total Baths: 2
Year Built: 1950
List Price/SqFt: 213.57
Status: Active
List Date: 2026-08-21
List Price: $425,000
Sub Area: 0203 - Bay - Central SW
Community/Resort: Bunkers Cove
Waterfront: No
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: From Cherry Street and Cove Blvd, go east on Cherry Street. After you pass Cherry Street Elementary, look for N Gayle on the left. The home will be on the right.
Area: 02 - Bay County - Central
Street #: 112
Street Direction: N
Street Name: Gayle
Street Suffix: Avenue
County: Bay
Subdivision: Cove Terrace
Parcel ID: 21848-000-000
Legal Description: COVE TERRACE 1ST ADD. LOT 21 BLK 94 ORB 4655 P 953
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 5001
Last Tax Year: 2026
Brokerage Interest: No Interest
Section: 9
Remarks: Beautifully remodeled home in Panama City's highly sought-after Cove neighborhood! From the moment you enter, you will appreciate the spacious open floor plan, vaulted ceiling, recessed lighting, and luxury vinyl plank flooring throughout.
The modern kitchen is designed for everyday living and entertaining, featuring an impressive 9-foot island, pantry, refrigerator with water and ice dispenser, and a self-cleaning glass-top range that even has a bread-proofing feature. The island has a hidden power bank. Both bathrooms feature double vanities and attractive tilework. The hallway bath has a tub/shower and the master ensuite has a tiled stand up shower.
The owner has added a large back deck, creating a wonderful space for morning coffee, evening relaxation, and entertaining. A backyard shed provides additional storage, and the home also features a concrete driveway. The backyard is now completely privacy fenced with a double gate to allow alley access.
Located just half a block from Sudduth Park, residents can easily enjoy the baseball diamond and playground. Cherry Street Elementary is within walking distance, and downtown Panama City is accessible by bicycle or golf cart for the Saturday farmers market, festivals, shops, live music, dining, and community events. Along the way, enjoy the scenic Beach Drive area, where the Cove Events Committee hosts its Fourth of July celebration. The neighborhood also embraces its golf-cart lifestyle with festive parades for Christmas, Halloween, and the Fourth of July. This updated Cove home offers a wonderful combination of modern comfort, outdoor living, and a convenient neighborhood location!
Information is deemed reliable but not guaranteed. All measurements and property details are approximate and should be verified by buyer.
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Breakfast Bar: 1
Ceiling - Vaulted: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Pantry: 1
Security System: 1
Split Bedroom: 1
Window - Treatment All: 1
Roof - Metal: 1
Siding - Hardie Board: 1
Deck Open: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Porch Covered: 1
Smart Home: 1
Smart Thermostat: 1
Near Public Boat Ramp: 1
Within 1/2 Mile to Water: 1
Alley Access: 1
Driveway: 1
Living Room: 1
Primary Bedroom: 1
Electricity - Connected: 1
Garbage: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Central Air: 1
Electric: 1
MBath Double Vanity: 1
MBath Shower Only: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
Appliances: Dishwasher; Disposal; Ice Maker; Microwave; Range - Electric; Refrigerator; Water Heater - Electric
Cooling: Central Air; Electric
Heating: Central; Electric
Exterior: Deck Open; Fenced Back Yard; Fenced Privacy; Porch Covered
Financing: Cash; Conventional; FHA; VA
Interior: Smart Home; Smart Thermostat
Lot Features: Near Public Boat Ramp; Within 1/2 Mile to Water
Lot Access: Alley; City Street; Paved Road
Security Features: Security System Owned
Parking Features: Alley Access; Driveway; No Garage
Other Structures: Shed(s)
Rooms: Bedroom; Kitchen; Living Room; Primary Bedroom
Utilities: Electricity - Connected; Garbage; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
| Room Name | Level | Dimensions | Length | Width |
| Living Room | First | 0 x 0 | 0.00 | 0.00 |
| Primary Bedroom | | 0 x 0 | 0.00 | 0.00 |
| Bedroom | | 0 x 0 | 0.00 | 0.00 |
| Kitchen | | 0 x 0 | 0.00 | 0.00 |
Listing Office: Foundation Real Estate Agency LLC
Last Updated: August - 23 - 2026
Information deemed reliable but not guaranteed.