112 N Gayle Avenue, Panama City, FL 32401 (MLS# 794455)


$425,000
112 N Gayle Avenue
Panama City, FL 32401
MLS# 794455
4 beds  |  2 baths  |  1990 sqft


Front of Home
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Front of Home 112 N Gayle Ave, Panama City, FL Driveway Front Porch Great Room Great room facing door Great room virtually staged Great room looking toward laundry room Same photo virtually staged Kitchen island with sink Kitchen Laundry room Kitchen Kitchen Kitchen Kitchen with pop up power bank Master bedroom 112 N Gayle Ave, Panama City, FL Master bedroom virtually staged 112 N Gayle Ave, Panama City, FL Master closet Master Bath Master Shower Guest room 1 Hallway bath Hallway bath Corner bedroom Corner bedroom Guest room 3 Guest room 3 Privacy fenced backyard with a double gate to access the alley. Back Deck Back Deck

Property Description
Beautifully remodeled home in Panama City's highly sought-after Cove neighborhood! From the moment you enter, you will appreciate the spacious open floor plan, vaulted ceiling, recessed lighting, and luxury vinyl plank flooring throughout. The modern kitchen is designed for everyday living and entertaining, featuring an impressive 9-foot island, pantry, refrigerator with water and ice dispenser, and a self-cleaning glass-top range that even has a bread-proofing feature. The island has a hidden power bank. Both bathrooms feature double vanities and attractive tilework. The hallway bath has a tub/shower and the master ensuite has a tiled stand up shower. The owner has added a large back deck, creating a wonderful space for morning coffee, evening relaxation, and entertaining. A backyard shed provides additional storage, and the home also features a concrete driveway. The backyard is now completely privacy fenced with a double gate to allow alley access. Located just half a block from Sudduth Park, residents can easily enjoy the baseball diamond and playground. Cherry Street Elementary is within walking distance, and downtown Panama City is accessible by bicycle or golf cart for the Saturday farmers market, festivals, shops, live music, dining, and community events. Along the way, enjoy the scenic Beach Drive area, where the Cove Events Committee hosts its Fourth of July celebration. The neighborhood also embraces its golf-cart lifestyle with festive parades for Christmas, Halloween, and the Fourth of July. This updated Cove home offers a wonderful combination of modern comfort, outdoor living, and a convenient neighborhood location! Information is deemed reliable but not guaranteed. All measurements and property details are approximate and should be verified by buyer.

Details
Maps
General Property Info
Acreage: 0.24
Design: Other
Lot Size (SqFt): 10454
Apx SqFt(Htd/Cooled): 1990
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Balcony SqFt: 2750
# of Stories in Building: 1
Accessory Dwelling Unit: No
Pre-Const Flip: No
Lot Dimensions: 75.0 ft x 140.0 ft
New Construction: No
Garage Y/N: No
Beach Frontage: 200
Driveway Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 2
Total Baths: 2
Year Built: 1950
Contract Info
List Price/SqFt: 213.57
Status: Active
List Date: 2026-08-21
List Price: $425,000
Current Price: $425,000
Location
Sub Area: 0203 - Bay - Central SW
Community/Resort: Bunkers Cove
Waterfront: No
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: From Cherry Street and Cove Blvd, go east on Cherry Street. After you pass Cherry Street Elementary, look for N Gayle on the left. The home will be on the right.
Area: 02 - Bay County - Central
Street #: 112
Street Direction: N
Street Name: Gayle
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Subdivision: Cove Terrace
Parcel ID: 21848-000-000
Legal Description: COVE TERRACE 1ST ADD. LOT 21 BLK 94 ORB 4655 P 953
Listing Info, Tax and Legal
Homestead: No
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 5001
Last Tax Year: 2026
Lot: 21
Block: 94
Brokerage Interest: No Interest
Section: 9
Township: 4S
Range: 14W
Remarks & Misc
Remarks: Beautifully remodeled home in Panama City's highly sought-after Cove neighborhood! From the moment you enter, you will appreciate the spacious open floor plan, vaulted ceiling, recessed lighting, and luxury vinyl plank flooring throughout. The modern kitchen is designed for everyday living and entertaining, featuring an impressive 9-foot island, pantry, refrigerator with water and ice dispenser, and a self-cleaning glass-top range that even has a bread-proofing feature. The island has a hidden power bank. Both bathrooms feature double vanities and attractive tilework. The hallway bath has a tub/shower and the master ensuite has a tiled stand up shower. The owner has added a large back deck, creating a wonderful space for morning coffee, evening relaxation, and entertaining. A backyard shed provides additional storage, and the home also features a concrete driveway. The backyard is now completely privacy fenced with a double gate to allow alley access. Located just half a block from Sudduth Park, residents can easily enjoy the baseball diamond and playground. Cherry Street Elementary is within walking distance, and downtown Panama City is accessible by bicycle or golf cart for the Saturday farmers market, festivals, shops, live music, dining, and community events. Along the way, enjoy the scenic Beach Drive area, where the Cove Events Committee hosts its Fourth of July celebration. The neighborhood also embraces its golf-cart lifestyle with festive parades for Christmas, Halloween, and the Fourth of July. This updated Cove home offers a wonderful combination of modern comfort, outdoor living, and a convenient neighborhood location! Information is deemed reliable but not guaranteed. All measurements and property details are approximate and should be verified by buyer.
Appliances
Dishwasher: 1
Disposal: 1
Ice Maker: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Vaulted: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Pantry: 1
Security System: 1
Split Bedroom: 1
Window - Treatment All: 1
Construction/Siding
Roof - Metal: 1
Siding - Hardie Board: 1
Exterior
Deck Open: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Porch Covered: 1
Other Structures
Shed(s): 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Smart Home: 1
Smart Thermostat: 1
Living Room
First: 1
Lot Features
Near Public Boat Ramp: 1
Within 1/2 Mile to Water: 1
Lot Access
Alley: 1
City Street: 1
Paved Road: 1
Parking Features
Alley Access: 1
Driveway: 1
No Garage: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Kitchen: 1
Living Room: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Garbage: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Cooling
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Shower Only: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
Security Features
Security System Owned: 1
Property Features
Appliances: Dishwasher; Disposal; Ice Maker; Microwave; Range - Electric; Refrigerator; Water Heater - Electric
Cooling: Central Air; Electric
Heating: Central; Electric
Exterior: Deck Open; Fenced Back Yard; Fenced Privacy; Porch Covered
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Smart Home; Smart Thermostat
Living Room: First
Lot Features: Near Public Boat Ramp; Within 1/2 Mile to Water
Lot Access: Alley; City Street; Paved Road
Security Features: Security System Owned
Parking Features: Alley Access; Driveway; No Garage
Other Structures: Shed(s)
Rooms: Bedroom; Kitchen; Living Room; Primary Bedroom
Showing: ShowingTime
Utilities: Electricity - Connected; Garbage; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width
Living RoomFirst0 x 00.000.00
Primary Bedroom0 x 00.000.00
Bedroom0 x 00.000.00
Kitchen0 x 00.000.00

Listing Office: Foundation Real Estate Agency LLC

Last Updated: August - 23 - 2026

Information deemed reliable but not guaranteed.