109 Saw Grass Way, Panama City, FL 32404 (MLS# 794931)

Acreage: 0.17

Design: Ranch

Lot Size (SqFt): 7405

Apx SqFt(Htd/Cooled): 1847

Construction Status: Construction Complete

SqFt Source: Prop App Site

Accessory Dwelling Unit: No

Lot Dimensions: 65.0 ft x 120.0 ft

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 2

Total Baths: 2

Year Built: 2019

List Price/SqFt: 182.73

Status: Active

List Date: 2026-08-30

List Price: $337,500

Current Price: $337,500

Sub Area: 0201 - Bay - Central NE

Community/Resort: None

Waterfront: Yes

Gulf Access: No

Elementary School: Deer Point

Middle School: Merritt Brown

High School: Mosley

Directions: Heading north on US-231, turn right onto County Rd 390. Turn right onto Mill Bayou Blvd. Turn left onto Shoreview Dr. Turn left onto Saw Grass Way.

Area: 02 - Bay County - Central

Street #: 109

Street Name: Saw Grass

Street Suffix: Way

State: FL

Zip Code: 32404

County: Bay

Subdivision: Mill Bayou Phase 1

Parcel ID: 11352-760-210

Legal Description: VILLAGES OF MILL BAYOU/ SHORELINE VILLAGE PH 1B ORB 4569 P 356 LOT 62

HOA Fee: Yes

HOA Amount: 105

HOA Frequency: Monthly

HOA Annual Amount: 1260

Is Subject Leased: Yes

New Buyer Fee: No

Last Taxes: 4681.59

Last Tax Year: 2025

Brokerage Interest: No Interest

Township: Lynn Haven

Remarks: Welcome to 109 Saw Grass Way, a beautifully maintained 4-bedroom, 2-bath home in the desirable Villages of Mill Bayou. From the moment you arrive, it's clear this home has been well cared for--and the setting makes it even more special. Inside, the open floor plan creates a bright, comfortable space that's perfect for everyday living and entertaining. The spacious kitchen features granite countertops, custom cabinetry, a breakfast bar, and an adjoining dining area, all flowing naturally into the main living space. Durable LVP flooring adds both style and easy maintenance, while the generous primary suite includes a private bath with granite countertops and a relaxing soaking tub. One of the best features of this home is what you'll find out back. Step onto the screened-in back porch and enjoy a peaceful view of the pond--an ideal place for morning coffee, evening drinks, or simply unwinding at the end of the day. The backyard is fully fenced while still preserving the beautiful water view, giving you the benefit of an enclosed yard without sacrificing the scenery. With no homes directly behind you, the backyard feels open, peaceful, and private. The Villages of Mill Bayou offers a welcoming community atmosphere with sidewalks, opportunities for kayaking and fishing, and a community pool located just a short walk from the house. Outdoor recreation is also close at hand with Lynn Haven Bayou Park & Preserve nearby, along with easy access to the bay for boating, fishing, kayaking, paddleboarding, and other water activities. The location is convenient to shopping, dining, area schools, and everyday necessities, while still offering the relaxed feel of a neighborhood tucked close to the water. If you're looking for a move-in-ready home with plenty of space, a fantastic backyard setting, water views, and a community you'll enjoy coming home to, 109 Saw Grass Way deserves a closer look.

First: 1

Inground: 1

Dishwasher: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Breakfast Bar: 1

Ceiling - Vaulted: 1

Floor - Vinyl Plank: 1

Roof - Composite Shngl: 1

Siding - Hardie Board: 1

Other - See Remarks: 1

Fenced Back Yard: 1

Porch Covered: 1

Porch Screened: 1

Pool: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

First: 1

First: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

Street: 1

Pool: 1

Bedroom: 1

Dining Room: 1

Full Bathroom: 1

Kitchen: 1

Living Room: 1

Primary Bathroom: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Underground Utilities: 1

Other - See Remarks: 1

As Is: 1

First: 1

Other: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBath Tub - Soaking: 1

MBed Walk-in Closet: 1

First: 1