109 Sand Oak Boulevard 109, Panama City Beach, FL 32413 (MLS# 795518)


$319,000
109 Sand Oak Boulevard 109
Panama City Beach, FL 32413
MLS# 795518
3 beds  |  3 baths  |  1560 sqft


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Property Description
Located in Whisper Dunes on the desirable west end of the beach. This condo has it all. Vaulted ceilings. Brand new stainless appliances. New luxury lvp flooring. New paint throughout. Attached garage. Walk in closet. Full laundry room. Large linen closet. Porch with green area. Large pool with cabana for entertaining. Beautifully maintained very quiet neighborhood. Close to beach, grocery, and shopping. All new furnishings are included! (All room measurements are appropriate)

Details
Maps
General Property Info
Floor Number: 1
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1560
Construction Status: Construction Complete
SqFt Source: Owner Measured
Half Baths: 1
# of Stories in Building: 2
Accessory Dwelling Unit: No
Lot Dimensions: 200 x 1270
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 3
Full Baths: 2
Total Baths: 3
Year Built: 2008
Contract Info
List Price/SqFt: 204.49
Status: Active
List Date: 2026-09-17
List Price: $319,000
Current Price: $319,000
Location
Unit #: 109
Sub Area: 0322 - Beach - North West
Community/Resort: Whisper Dunes
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Drive northwest on Front Beach Road/CR 30. Bear right. Bear right onto Arnold Road/SR 79. Left to US 98/Panama City Beach Parkway. Right to Sand Oak Bld.
Area: 03 - Bay County - Beach
Street #: 109
Street Name: Sand Oak
Street Suffix: Boulevard
State: FL
Zip Code: 32413
County: Bay
Subdivision: Whisper Dunes
Parcel ID: 35350105000
Legal Description: WHISPER DUNES, PHASE 1-A LOT 5 ORB 4051 P 1879
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 830
HOA Frequency: Quarterly
HOA Annual Amount: 3320
Senior Community: No
New Buyer Fee: No
Last Taxes: 2501
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes
Remarks & Misc
Remarks: Located in Whisper Dunes on the desirable west end of the beach. This condo has it all. Vaulted ceilings. Brand new stainless appliances. New luxury lvp flooring. New paint throughout. Attached garage. Walk in closet. Full laundry room. Large linen closet. Porch with green area. Large pool with cabana for entertaining. Beautifully maintained very quiet neighborhood. Close to beach, grocery, and shopping. All new furnishings are included! (All room measurements are appropriate)
Garage
First: 1
Pool Features
Gunite Concrete: 1
Inground: 1
Pool House: 1
Interior Features
Floor - Laminate: 1
Floor - Tile: 1
Pantry: 1
Construction/Siding
Block: 1
Foundation - Slab on Grade: 1
Roof - Asphalt: 1
Siding - Stucco: 1
Exterior
Patio Open: 1
Porch Covered: 1
Sprinkler System: 1
Association Fees Include
Management: 1
Master Association: 1
Pavilion/Gazebo: 1
Pool: 1
Irrigation: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Other: 1
Furnished
Negotiable: 1
Kitchen
First: 1
Living Room
First: 1
Rooms
Bedroom: 1
Full Bathroom: 1
Garage: 1
Half Bathroom: 1
Kitchen: 1
Living Room: 1
Primary Bathroom: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Utilities
Public Sewer - Connected: 1
Underground Utilities: 1
Full Bathroom
Second: 1
Half Bathroom
First: 1
Primary Bedroom
Second: 1
Bedroom
Second: 1
Cooling
Central Air: 1
Heating
Forced Air: 1
Primary Bathroom
Second: 1
Property Features
Full Bathroom: Second
Half Bathroom: First
Primary Bedroom: Second
Bedroom: Second
Cooling: Central Air
Heating: Forced Air
Exterior: Patio Open; Porch Covered; Sprinkler System
Association Fees Include: Irrigation; Management; Master Association; Pavilion/Gazebo; Pool
Financing: Cash; Conventional; FHA; VA; Other
Furnished: Negotiable
Kitchen: First
Living Room: First
Primary Bathroom: Second
Garage: First
Pool Features: Gunite Concrete; Inground; Pool House
Rooms: Bedroom; Full Bathroom; Garage; Half Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom
Showing: ShowingTime
Utilities: Public Sewer - Connected; Underground Utilities
Room Information
Room Name Level Dimensions Length Width
Primary BedroomSecond20 x 2020.0020.00
BedroomSecond14 x 1214.0012.00
BedroomSecond12 x 1212.0012.00
Primary BathroomSecond12 x 812.008.00
Full BathroomSecond12 x 812.008.00
Half BathroomFirst10 x 610.006.00
Living RoomFirst18 x 2518.0025.00
KitchenFirst15 x 1015.0010.00
GarageFirst20 x 1220.0012.00

Listing Office: Beycome of Florida LLC

Last Updated: September - 17 - 2026

Information deemed reliable but not guaranteed.