109 Sand Oak Boulevard 109
Panama City Beach, FL 32413
MLS# 795518
3 beds | 3 baths | 1560 sqft
Property DescriptionLocated in Whisper Dunes on the desirable west end of the beach. This condo has it all. Vaulted ceilings. Brand new stainless appliances. New luxury lvp flooring. New paint throughout. Attached garage. Walk in closet. Full laundry room. Large linen closet. Porch with green area. Large pool with cabana for entertaining. Beautifully maintained very quiet neighborhood. Close to beach, grocery, and shopping. All new furnishings are included! (All room measurements are appropriate)
Floor Number: 1
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1560
Construction Status: Construction Complete
SqFt Source: Owner Measured
Half Baths: 1
# of Stories in Building: 2
Accessory Dwelling Unit: No
Lot Dimensions: 200 x 1270
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 3
Full Baths: 2
Total Baths: 3
List Price/SqFt: 204.49
Status: Active
List Date: 2026-09-17
List Price: $319,000
Unit #: 109
Sub Area: 0322 - Beach - North West
Community/Resort: Whisper Dunes
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Drive northwest on Front Beach Road/CR 30. Bear right. Bear right onto Arnold Road/SR 79. Left to US 98/Panama City Beach Parkway. Right to Sand Oak Bld.
Area: 03 - Bay County - Beach
Street #: 109
Street Name: Sand Oak
Street Suffix: Boulevard
County: Bay
Subdivision: Whisper Dunes
Parcel ID: 35350105000
Legal Description: WHISPER DUNES, PHASE 1-A LOT 5 ORB 4051 P 1879
HOA Fee: Yes
HOA Amount: 830
HOA Frequency: Quarterly
HOA Annual Amount: 3320
Senior Community: No
New Buyer Fee: No
Last Taxes: 2501
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes
Remarks: Located in Whisper Dunes on the desirable west end of the beach. This condo has it all. Vaulted ceilings. Brand new stainless appliances. New luxury lvp flooring. New paint throughout. Attached garage. Walk in closet. Full laundry room. Large linen closet. Porch with green area. Large pool with cabana for entertaining. Beautifully maintained very quiet neighborhood. Close to beach, grocery, and shopping. All new furnishings are included! (All room measurements are appropriate)
Gunite Concrete: 1
Inground: 1
Floor - Laminate: 1
Floor - Tile: 1
Block: 1
Foundation - Slab on Grade: 1
Roof - Asphalt: 1
Siding - Stucco: 1
Patio Open: 1
Porch Covered: 1
Management: 1
Master Association: 1
Pavilion/Gazebo: 1
Pool: 1
Bedroom: 1
Full Bathroom: 1
Garage: 1
Half Bathroom: 1
Primary Bathroom: 1
Primary Bedroom: 1
Public Sewer - Connected: 1
Underground Utilities: 1
Exterior: Patio Open; Porch Covered; Sprinkler System
Association Fees Include: Irrigation; Management; Master Association; Pavilion/Gazebo; Pool
Financing: Cash; Conventional; FHA; VA; Other
Pool Features: Gunite Concrete; Inground; Pool House
Rooms: Bedroom; Full Bathroom; Garage; Half Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom
Utilities: Public Sewer - Connected; Underground Utilities
| Room Name | Level | Dimensions | Length | Width |
| Primary Bedroom | Second | 20 x 20 | 20.00 | 20.00 |
| Bedroom | Second | 14 x 12 | 14.00 | 12.00 |
| Bedroom | Second | 12 x 12 | 12.00 | 12.00 |
| Primary Bathroom | Second | 12 x 8 | 12.00 | 8.00 |
| Full Bathroom | Second | 12 x 8 | 12.00 | 8.00 |
| Half Bathroom | First | 10 x 6 | 10.00 | 6.00 |
| Living Room | First | 18 x 25 | 18.00 | 25.00 |
| Kitchen | First | 15 x 10 | 15.00 | 10.00 |
| Garage | First | 20 x 12 | 20.00 | 12.00 |
Listing Office: Beycome of Florida LLC
Last Updated: September - 17 - 2026
Information deemed reliable but not guaranteed.