109 Palm Bay Boulevard, Panama City, FL 32408 (MLS# 796747)


$649,900
109 Palm Bay Boulevard
Panama City, FL 32408
MLS# 796747
4 beds  |  3 baths  |  2515 sqft


Street View
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Street View Overhead Backyard Drone Street View Street View Street View Entry Entry Entry Living Room Living Room Living Room Living Room Living Room Formal Dining Room Formal Dining Room Kitchen Kitchen Kitchen Kitchen Breakfast Area Family Room Family Room Family Room Primary Bedroom Primary Bedroom Primary Bedroom Primary Bathroom Primary Bathroom Primary Bathroom Entry Office / 4th Bedroom Office / 4th Bedroom 3rd Bathroom 3rd Bathroom 2nd Bedroom 2nd Bedroom 2nd Bathroom 2nd Bathroom 3rd Bedroom 3rd Bedroom Laundry Covered Patio Covered Patio Covered Patio Covered Patio Backyard Backyard Backyard Drone Drone Drone Drone Drone Drone

Property Description
Welcome to this beautiful, spacious home in the highly desirable Palm Bay subdivision! Offering an abundance of natural light, generous living spaces, a private pool, and numerous recent upgrades, this home has so much to offer! Step inside and enjoy soaring 11-foot ceilings, expansive windows, updated skylights (2026), and a stunning sunken living room featuring one of two wood-burning fireplaces. The thoughtfully designed floor plan offers a spacious family room, formal dining room with a charming bay window, built-in bookcases, and an entertainment center, providing plenty of room for everyday living and entertaining. The spacious kitchen features custom wood cabinetry, a breakfast bar, and a separate breakfast area. All-new kitchen appliances were installed in January 2025, including an induction cooktop and an oven with convection and air-frying capabilities! The primary suite offers a private entrance to the covered, tiled lanai overlooking the pool, creating the perfect retreat. The primary bathroom features double vanities, a whirlpool garden tub, separate shower, and a large walk-in closet. The fourth bedroom, conveniently located just off the primary suite, has its own closet and bathroom, making it an ideal home office, guest suite, or flex space! Step outside to your private pool and covered lanai, perfect for relaxing or entertaining. Additional highlights include an oversized garage with air-conditioning ductwork and an extended driveway with room for up to six vehicles, providing exceptional parking convenience. Major improvements offer added peace of mind, including: - All-new windows and sliding glass doors (2020) - Roof replacement (January 2019) - American Standard HVAC system (December 2018) - New skylights (2026) - Irrigation pump replacement (2023) - New kitchen appliances (January 2025) - Terminix termite bond The sellers also report reasonable electric bills, ranging from approximately $88 to $336 per month during the referenced months, depending on seasonal usage. With its spacious layout, impressive upgrades, abundant natural light, private pool, and convenient location in Palm Bay, this home offers a wonderful combination of comfort, functionality, and Florida living. Don't miss the opportunity to make this exceptional property your own!

Details
Maps
General Property Info
Acreage: 0.25
Design: Contemporary
Lot Size (SqFt): 10454
Apx SqFt(Htd/Cooled): 2515
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 0
Accessory Dwelling Unit: No
Lot Dimensions: 80.0 ft x 134.0 ft
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 3
Year Built: 1990
Contract Info
List Price/SqFt: 258.41
Status: Active
List Date: 2026-10-13
List Price: $649,900
Current Price: $649,900
Location
Sub Area: 0319 - Beach - East
Community/Resort: Palm Bay
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: North Lagoon and turn North into Palm Bay. Home will be on the left.
Area: 03 - Bay County - Beach
Street #: 109
Street Name: Palm Bay
Street Suffix: Boulevard
State: FL
Zip Code: 32408
County: Bay
Subdivision: Palm Bay Unit 1
Parcel ID: 30188-995-010
Legal Description: PALM BAY UNIT #1 LOT 5 BLK A ORB 3584 P 1874
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 580
HOA Frequency: Annually
HOA Annual Amount: 580
New Buyer Fee: No
Last Taxes: 3205.85
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: Welcome to this beautiful, spacious home in the highly desirable Palm Bay subdivision! Offering an abundance of natural light, generous living spaces, a private pool, and numerous recent upgrades, this home has so much to offer! Step inside and enjoy soaring 11-foot ceilings, expansive windows, updated skylights (2026), and a stunning sunken living room featuring one of two wood-burning fireplaces. The thoughtfully designed floor plan offers a spacious family room, formal dining room with a charming bay window, built-in bookcases, and an entertainment center, providing plenty of room for everyday living and entertaining. The spacious kitchen features custom wood cabinetry, a breakfast bar, and a separate breakfast area. All-new kitchen appliances were installed in January 2025, including an induction cooktop and an oven with convection and air-frying capabilities! The primary suite offers a private entrance to the covered, tiled lanai overlooking the pool, creating the perfect retreat. The primary bathroom features double vanities, a whirlpool garden tub, separate shower, and a large walk-in closet. The fourth bedroom, conveniently located just off the primary suite, has its own closet and bathroom, making it an ideal home office, guest suite, or flex space! Step outside to your private pool and covered lanai, perfect for relaxing or entertaining. Additional highlights include an oversized garage with air-conditioning ductwork and an extended driveway with room for up to six vehicles, providing exceptional parking convenience. Major improvements offer added peace of mind, including: - All-new windows and sliding glass doors (2020) - Roof replacement (January 2019) - American Standard HVAC system (December 2018) - New skylights (2026) - Irrigation pump replacement (2023) - New kitchen appliances (January 2025) - Terminix termite bond The sellers also report reasonable electric bills, ranging from approximately $88 to $336 per month during the referenced months, depending on seasonal usage. With its spacious layout, impressive upgrades, abundant natural light, private pool, and convenient location in Palm Bay, this home offers a wonderful combination of comfort, functionality, and Florida living. Don't miss the opportunity to make this exceptional property your own!
Pool Features
Gunite Concrete: 1
Inground: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Bookcases: 1
Breakfast Bar: 1
Ceiling - Crwn Molding: 1
Ceiling - Raised: 1
Fireplace: 1
Floor - Hardwood: 1
Floor - Tile: 1
Lighting - Recessed: 1
Pantry: 1
Skylight(s): 1
Split Bedroom: 1
Construction/Siding
Foundation - Slab on Grade: 1
Wood/Frame: 1
Roof - Dimensional Shg: 1
Siding - Stucco: 1
Exterior
Fenced Back Yard: 1
Patio Covered: 1
Sprinkler System: 1
Association Fees Include
Master Association: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Lot Features
Subdivision - Recorded: 1
Within 1/2 Mile to Water: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Oversized: 1
Rooms
Bedroom: 1
Family Room: 1
Kitchen: 1
Living Room: 1
Primary Bedroom: 1
Office: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Fireplace - Wood Burning: 1
Fireplace(s): 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Jetted: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Range - Electric; Refrigerator; Water Heater - Electric
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric; Fireplace - Wood Burning; Fireplace(s)
Exterior: Fenced Back Yard; Patio Covered; Sprinkler System
Association Fees Include: Master Association
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Lot Features: Subdivision - Recorded; Within 1/2 Mile to Water
Pool Features: Gunite Concrete; Inground
Parking Features: Driveway; Garage Attached; Garage Door Opener; Oversized
Rooms: Bedroom; Family Room; Kitchen; Living Room; Primary Bedroom; Office
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Room Information
Room Name Dimensions Length Width
Living Room18 x 1218.0012.00
Family Room25 x 1625.0016.00
Kitchen13 x 913.009.00
Primary Bedroom19 x 1319.0013.00
Bedroom12 x 1212.0012.00
Bedroom12 x 1212.0012.00
Office12 x 1212.0012.00

Listing Office: Counts Real Estate Group Inc

Last Updated: October - 19 - 2026

Information deemed reliable but not guaranteed.