109 Moonraker Circle
Panama City Beach, FL 32407
MLS# 793118
4 beds | 2 baths | 1835 sqft
Property DescriptionWelcome to Moonraker, one of Panama City Beach's most desirable communities including an HOA with a clubhouse and pool. This home is the Rhett plan and is loaded with high end premium upgrades. It is a 4-bedroom, 2-bath home offers 1,768 sq. ft. of stylish single-level living just minutes from the beach, M.B. Miller Pier, Shipwreck Island, dining, shopping, and entertainment. This home is situated on a neighborhood pond lot with views of a fountain and only a 2 block walk to the Gulf of America.
Amazing price: The house has a 3 percent assumable VA loan! The house has over $35,000 of luxury upgrades to original home.
This beach house features 9' ceilings, elegant tray ceilings, window coverings, and luxury LVP flooring in every room. The gourmet kitchen showcases granite countertops, stainless steel appliances, white cabinetry, a laundry room with a pantry, and extensive landscaping for an entertainers paradise.
The private primary suite offers a tray ceiling, double vanities, soaking tub, and separate walk-in shower.
This house has a mother-in-law suite where there is a private kitchen and bedroom sectioned off in its own space in the home. The house has a third driveway for that suite.
High End Upgrades Include:
• Luxury LVP flooring throughout the house in every room
• Two kitchens in the house with main kitchen and a Mother-in-law kitchenette suite
• Two laundry rooms
• Upgraded lighting fixtures and door hardware
• Ceiling fans in every bedroom
• Professionally landscaped yard
• Sidewalk surrounding the home for added convenience
• Custom stone paver walkway
• Tray ceilings and premium finishes throughout
* Three car driveway
This beach coastal home has all the modern luxury upgrades at an amazing price with a price you can't beat - Offering an assumable 3 percent VA rate loan! Save thousands and live close to the beach in this home with all the upgrades!
Acreage: 0.12
Design: Craftsman Style
Lot Size (SqFt): 5227
Apx SqFt(Htd/Cooled): 1835
Construction Status: Construction Complete
SqFt Source: Owner Measured
Accessory Dwelling Unit: No
Lot Dimensions: 55x100
New Construction: No
Garage Y/N: Yes
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 2
Total Baths: 2
List Price/SqFt: 256.08
Status: Active
List Date: 2026-07-25
List Price: $469,900
Sub Area: 0320 - Beach - Middle Central
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Head East On Back Beach Rd From Pier Park Then Turn Right Onto Alf Coleman. Turn Left Onto Moonraker Cir Just Before The First Traffic Light. Close to Shipwreck Island waterpark Panama City beach off of Richard Jackson and Alf Coleman Road
Area: 03 - Bay County - Beach
Street #: 109
Street Name: Moonraker
Street Suffix: Circle
County: Bay
Subdivision: Moonraker
Parcel ID: 34039-850-560
Legal Description: MOONRAKER LOT 56 ORB 4229 P 516
HOA Fee: Yes
HOA Amount: 1600
HOA Frequency: Annually
HOA Annual Amount: 1600
New Buyer Fee: No
Brokerage Interest: No Interest
Remarks: Welcome to Moonraker, one of Panama City Beach's most desirable communities including an HOA with a clubhouse and pool. This home is the Rhett plan and is loaded with high end premium upgrades. It is a 4-bedroom, 2-bath home offers 1,768 sq. ft. of stylish single-level living just minutes from the beach, M.B. Miller Pier, Shipwreck Island, dining, shopping, and entertainment. This home is situated on a neighborhood pond lot with views of a fountain and only a 2 block walk to the Gulf of America.
Amazing price: The house has a 3 percent assumable VA loan! The house has over $35,000 of luxury upgrades to original home.
This beach house features 9' ceilings, elegant tray ceilings, window coverings, and luxury LVP flooring in every room. The gourmet kitchen showcases granite countertops, stainless steel appliances, white cabinetry, a laundry room with a pantry, and extensive landscaping for an entertainers paradise.
The private primary suite offers a tray ceiling, double vanities, soaking tub, and separate walk-in shower.
This house has a mother-in-law suite where there is a private kitchen and bedroom sectioned off in its own space in the home. The house has a third driveway for that suite.
High End Upgrades Include:
• Luxury LVP flooring throughout the house in every room
• Two kitchens in the house with main kitchen and a Mother-in-law kitchenette suite
• Two laundry rooms
• Upgraded lighting fixtures and door hardware
• Ceiling fans in every bedroom
• Professionally landscaped yard
• Sidewalk surrounding the home for added convenience
• Custom stone paver walkway
• Tray ceilings and premium finishes throughout
* Three car driveway
This beach coastal home has all the modern luxury upgrades at an amazing price with a price you can't beat - Offering an assumable 3 percent VA rate loan! Save thousands and live close to the beach in this home with all the upgrades!
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Floor - Vinyl Plank: 1
Pantry: 1
Roof - Composite Shngl: 1
Siding - Hardie Board: 1
Driveway: 1
Garage Attached: 1
TV Cable: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Appliances: Dishwasher; Disposal; Range - Electric; Refrigerator; Water Heater - Electric
Association Fees Include: Pool; Trash Disposal
Financing: Cash; Conventional; FHA; VA
Parking Features: Driveway; Garage Attached
Association Amenities: BBQ Pit/Grill; Pool
Rooms: Bedroom; Family Room; Kitchen
Utilities: TV Cable; Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Lakefront
Present Zoning: Resid Single Family
| Room Name | Level | Dimensions | Length | Width |
| Bedroom | First | 14 x 12 | 14.00 | 12.00 |
| Bedroom | First | 13 x 12 | 13.00 | 12.00 |
| Bedroom | First | 11 x 10 | 11.00 | 10.00 |
| Bedroom | First | 10 x 12 | 10.00 | 12.00 |
| Family Room | First | 16 x 15 | 16.00 | 15.00 |
| Kitchen | First | 18 x 10 | 18.00 | 10.00 |
Listing Office: FLATFEE.COM
Last Updated: July - 25 - 2026
Information deemed reliable but not guaranteed.