109 Dragon Circle, Panama City, FL 32408 (MLS# 795021)


$1,195,000
109 Dragon Circle
Panama City, FL 32408
MLS# 795021
5 beds  |  5 baths  |  4536 sqft


109 Dragon cir
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Property Description
Experience elevated golf course living at 109 Dragon Circle, ideally positioned along the 8th green and 9th tee box of the prestigious Nicklaus Golf Course in Dragon's Ridge, the newer gated section of Bay Point in Panama City Beach. This beautifully updated residence blends refined finishes, generous living spaces, and resort-style outdoor living in one exceptional setting. Inside, an impressive, oversized kitchen island anchors the open entertaining space, complemented by updated bathrooms, flooring, and fresh interior and exterior paint. Spacious rooms and thoughtfully designed gathering areas create an effortless flow for both everyday living and entertaining. Outdoors, a private pool and hot tub overlooking the golf course create a true backyard retreat. The recently resurfaced pool, expansive outdoor space, three-car garage, oversized driveway, and park directly across the street further enhance the home's appeal. Bay Point offers a lifestyle unlike any other, with the Nicklaus Golf Course, Point South Marina, Gulf access, community boat launch, dining, playgrounds, and more just moments away. Whether enjoying an afternoon on the course, boating the Gulf, or relaxing poolside, 109 Dragon Circle delivers luxury coastal living in one of Panama City Beach's most desirable gated communities.

Details
Maps
General Property Info
Acreage: 0.48
Design: Traditional
Lot Size (SqFt): 20909
Apx SqFt(Htd/Cooled): 4536
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Accessory Dwelling Unit: No
Lot Dimensions: 55x190x180x138
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 5
Full Baths: 4
Total Baths: 5
Year Built: 2005
Location
Sub Area: 0319 - Beach - East
Community/Resort: Bay Point Homes/Lots
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Thomas Drive, travel EAST on Magnolia Beach Road to Jan Cooley Drive (turn to Nicklaus Golf Curse at Marina. Turn RIGHT on Jan Cooley Drive and make your first LEFT into Dragon's Ridge. Check in at the security gate then make your SECOND LEFT onto Dragon Circle. Home will be on the LEFT across from the park located directly on the golf course.
Area: 03 - Bay County - Beach
Street #: 109
Street Name: Dragon
Street Suffix: Circle
State: FL
Zip Code: 32408
County: Bay
Subdivision: Bay Point Unit 1
Parcel ID: 31402-525-000
Legal Description: DRAGON'S RIDGE CORRECTED LOT 5 ORB 4802 P 599
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 3050
HOA Frequency: Annually
HOA Annual Amount: 3050
New Buyer Fee: Yes
New Buyer Fee Amt: 450
New Buyer Fee Paid: $
Last Taxes: 9910.28
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: Experience elevated golf course living at 109 Dragon Circle, ideally positioned along the 8th green and 9th tee box of the prestigious Nicklaus Golf Course in Dragon's Ridge, the newer gated section of Bay Point in Panama City Beach. This beautifully updated residence blends refined finishes, generous living spaces, and resort-style outdoor living in one exceptional setting. Inside, an impressive, oversized kitchen island anchors the open entertaining space, complemented by updated bathrooms, flooring, and fresh interior and exterior paint. Spacious rooms and thoughtfully designed gathering areas create an effortless flow for both everyday living and entertaining. Outdoors, a private pool and hot tub overlooking the golf course create a true backyard retreat. The recently resurfaced pool, expansive outdoor space, three-car garage, oversized driveway, and park directly across the street further enhance the home's appeal. Bay Point offers a lifestyle unlike any other, with the Nicklaus Golf Course, Point South Marina, Gulf access, community boat launch, dining, playgrounds, and more just moments away. Whether enjoying an afternoon on the course, boating the Gulf, or relaxing poolside, 109 Dragon Circle delivers luxury coastal living in one of Panama City Beach's most desirable gated communities.
Breakfast Room
First: 1
Dining Room
First: 1
Family Room
First: 1
Pool Features
Gunite Concrete: 1
Inground: 1
Spa/ Hot Tub: 1
Appliances
Bar Fridge: 1
Cooktop - Electric: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Wine Refrigerator: 1
Interior Features
Breakfast Bar: 1
Fireplace: 1
Floor - Tile: 1
Kitchen Island: 1
Lighting - Recessed: 1
Pantry: 1
Stairs: 1
Wet Bar: 1
Window - Treatment All: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Siding - Stucco: 1
Exterior
Deck Covered: 1
Deck Open: 1
Double Pane Windows: 1
Fenced Back Yard: 1
Fenced Lot-Part: 1
Patio Covered: 1
Sprinkler System: 1
Waterfront Feature
Boat Launch: 1
Association Fees Include
Accounting: 1
Gated Community: 1
Master Association: 1
Security: 1
Trash Disposal: 1
Furnished
Negotiable: 1
Interior
Bonus Room: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Landscaped: 1
On Golf Course: 1
Subdivision - Recorded: 1
Lot Access
Gated Access: 1
Paved Road: 1
Private Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Paved: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Boat Launch: 1
Dock: 1
Fishing: 1
Gated Community: 1
Golf: 1
Marina: 1
Picnic Area: 1
Playground: 1
Retail Shops: 1
Tennis: 1
Pickle Ball: 1
Rooms
Breakfast Room: 1
Dining Room: 1
Family Room: 1
Kitchen: 1
Living Room: 1
Utilities
Cable - Available: 1
Electricity - Connected: 1
Phone - Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Other - See Remarks: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
ENERGY STAR Qualified Equipment: 1
Multi Units: 1
Heating
ENERGY STAR Qualified Equipment: 1
Fireplace - Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
MBed Sitting Area: 1
Security Features
24 Hour Security: 1
Gated Community: 1
Gated with Guard: 1
Security Gate: 1
Security Guard: 1
Smoke Detector(s): 1
Contract Info
Status: Active
List Date: 2026-09-03
List Price: $1,195,000
Current Price: $1,195,000
Property Features
Appliances: Bar Fridge; Cooktop - Electric; Dishwasher; Disposal; Dryer; Microwave; Range - Electric; Refrigerator; Washer; Water Heater - Electric; Wine Refrigerator
Cooling: Ceiling Fan(s); Central Air; ENERGY STAR Qualified Equipment; Multi Units
Heating: ENERGY STAR Qualified Equipment; Fireplace - Electric
Exterior: Deck Covered; Deck Open; Double Pane Windows; Fenced Back Yard; Fenced Lot-Part; Patio Covered; Sprinkler System
Association Fees Include: Accounting; Gated Community; Master Association; Security; Trash Disposal
Furnished: Negotiable
Interior: Bonus Room
Kitchen: First
Living Room: First
Lot Features: Landscaped; On Golf Course; Subdivision - Recorded
Lot Access: Gated Access; Paved Road; Private Road
Breakfast Room: First
Dining Room: First
Family Room: First
Pool Features: Gunite Concrete; Inground; Spa/ Hot Tub
Security Features: 24 Hour Security; Gated Community; Gated with Guard; Security Gate; Security Guard; Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Paved
Association Amenities: Boat Launch; Dock; Fishing; Gated Community; Golf; Marina; Pickle Ball; Picnic Area; Playground; Retail Shops; Tennis
Rooms: Breakfast Room; Dining Room; Family Room; Kitchen; Living Room
Utilities: Cable - Available; Electricity - Connected; Phone - Available; Public Sewer - Connected; Public Water - Connected
Waterfront Feature: Boat Launch
Waterview: Other - See Remarks
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width
Living RoomFirst19 x 1519.0015.00
Dining RoomFirst15 x 1215.0012.00
KitchenFirst18 x 1818.0018.00
Family RoomFirst23 x 1823.0018.00
Breakfast RoomFirst12 x 1012.0010.00

Listing Office: 1 Percent Lists Florida Coast

Last Updated: September - 18 - 2026

Information deemed reliable but not guaranteed.