109 Dragon Circle
Panama City, FL 32408
MLS# 795021
5 beds | 5 baths | 4536 sqft
Property DescriptionExperience elevated golf course living at 109 Dragon Circle, ideally positioned along the 8th green and 9th tee box of the prestigious Nicklaus Golf Course in Dragon's Ridge, the newer gated section of Bay Point in Panama City Beach. This beautifully updated residence blends refined finishes, generous living spaces, and resort-style outdoor living in one exceptional setting.
Inside, an impressive, oversized kitchen island anchors the open entertaining space, complemented by updated bathrooms, flooring, and fresh interior and exterior paint. Spacious rooms and thoughtfully designed gathering areas create an effortless flow for both everyday living and entertaining.
Outdoors, a private pool and hot tub overlooking the golf course create a true backyard retreat. The recently resurfaced pool, expansive outdoor space, three-car garage, oversized driveway, and park directly across the street further enhance the home's appeal. Bay Point offers a lifestyle unlike any other, with the Nicklaus Golf Course, Point South Marina, Gulf access, community boat launch, dining, playgrounds, and more just moments away. Whether enjoying an afternoon on the course, boating the Gulf, or relaxing poolside, 109 Dragon Circle delivers luxury coastal living in one of Panama City Beach's most desirable gated communities.
Acreage: 0.48
Design: Traditional
Lot Size (SqFt): 20909
Apx SqFt(Htd/Cooled): 4536
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Accessory Dwelling Unit: No
Lot Dimensions: 55x190x180x138
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Total Baths: 5
Year Built: 2005
Sub Area: 0319 - Beach - East
Community/Resort: Bay Point Homes/Lots
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Thomas Drive, travel EAST on Magnolia Beach Road to Jan Cooley Drive (turn to Nicklaus Golf Curse at Marina. Turn RIGHT on Jan Cooley Drive and make your first LEFT into Dragon's Ridge. Check in at the security gate then make your SECOND LEFT onto Dragon Circle. Home will be on the LEFT across from the park located directly on the golf course.
Area: 03 - Bay County - Beach
Street #: 109
Street Name: Dragon
Street Suffix: Circle
State: FL
Zip Code: 32408
County: Bay
Subdivision: Bay Point Unit 1
Parcel ID: 31402-525-000
Legal Description: DRAGON'S RIDGE CORRECTED LOT 5 ORB 4802 P 599
HOA Fee: Yes
HOA Amount: 3050
HOA Frequency: Annually
HOA Annual Amount: 3050
New Buyer Fee: Yes
New Buyer Fee Amt: 450
New Buyer Fee Paid: $
Last Taxes: 9910.28
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks: Experience elevated golf course living at 109 Dragon Circle, ideally positioned along the 8th green and 9th tee box of the prestigious Nicklaus Golf Course in Dragon's Ridge, the newer gated section of Bay Point in Panama City Beach. This beautifully updated residence blends refined finishes, generous living spaces, and resort-style outdoor living in one exceptional setting.
Inside, an impressive, oversized kitchen island anchors the open entertaining space, complemented by updated bathrooms, flooring, and fresh interior and exterior paint. Spacious rooms and thoughtfully designed gathering areas create an effortless flow for both everyday living and entertaining.
Outdoors, a private pool and hot tub overlooking the golf course create a true backyard retreat. The recently resurfaced pool, expansive outdoor space, three-car garage, oversized driveway, and park directly across the street further enhance the home's appeal. Bay Point offers a lifestyle unlike any other, with the Nicklaus Golf Course, Point South Marina, Gulf access, community boat launch, dining, playgrounds, and more just moments away. Whether enjoying an afternoon on the course, boating the Gulf, or relaxing poolside, 109 Dragon Circle delivers luxury coastal living in one of Panama City Beach's most desirable gated communities.
Gunite Concrete: 1
Inground: 1
Bar Fridge: 1
Cooktop - Electric: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Breakfast Bar: 1
Fireplace: 1
Floor - Tile: 1
Kitchen Island: 1
Lighting - Recessed: 1
Pantry: 1
Window - Treatment All: 1
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Deck Covered: 1
Deck Open: 1
Double Pane Windows: 1
Fenced Back Yard: 1
Fenced Lot-Part: 1
Patio Covered: 1
Accounting: 1
Gated Community: 1
Master Association: 1
Security: 1
Landscaped: 1
On Golf Course: 1
Subdivision - Recorded: 1
Gated Access: 1
Paved Road: 1
Driveway: 1
Garage Attached: 1
Fishing: 1
Gated Community: 1
Picnic Area: 1
Playground: 1
Breakfast Room: 1
Dining Room: 1
Cable - Available: 1
Electricity - Connected: 1
Phone - Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Ceiling Fan(s): 1
Central Air: 1
ENERGY STAR Qualified Equipment: 1
Multi Units: 1
ENERGY STAR Qualified Equipment: 1
Fireplace - Electric: 1
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
24 Hour Security: 1
Gated Community: 1
Gated with Guard: 1
Security Gate: 1
Security Guard: 1
Smoke Detector(s): 1
Status: Active
List Date: 2026-09-03
List Price: $1,195,000
Current Price: $1,195,000
Appliances: Bar Fridge; Cooktop - Electric; Dishwasher; Disposal; Dryer; Microwave; Range - Electric; Refrigerator; Washer; Water Heater - Electric; Wine Refrigerator
Cooling: Ceiling Fan(s); Central Air; ENERGY STAR Qualified Equipment; Multi Units
Heating: ENERGY STAR Qualified Equipment; Fireplace - Electric
Exterior: Deck Covered; Deck Open; Double Pane Windows; Fenced Back Yard; Fenced Lot-Part; Patio Covered; Sprinkler System
Association Fees Include: Accounting; Gated Community; Master Association; Security; Trash Disposal
Lot Features: Landscaped; On Golf Course; Subdivision - Recorded
Lot Access: Gated Access; Paved Road; Private Road
Pool Features: Gunite Concrete; Inground; Spa/ Hot Tub
Security Features: 24 Hour Security; Gated Community; Gated with Guard; Security Gate; Security Guard; Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Paved
Association Amenities: Boat Launch; Dock; Fishing; Gated Community; Golf; Marina; Pickle Ball; Picnic Area; Playground; Retail Shops; Tennis
Rooms: Breakfast Room; Dining Room; Family Room; Kitchen; Living Room
Utilities: Cable - Available; Electricity - Connected; Phone - Available; Public Sewer - Connected; Public Water - Connected
Waterfront Feature: Boat Launch
Waterview: Other - See Remarks
Present Zoning: Resid Single Family
| Room Name | Level | Dimensions | Length | Width |
| Living Room | First | 19 x 15 | 19.00 | 15.00 |
| Dining Room | First | 15 x 12 | 15.00 | 12.00 |
| Kitchen | First | 18 x 18 | 18.00 | 18.00 |
| Family Room | First | 23 x 18 | 23.00 | 18.00 |
| Breakfast Room | First | 12 x 10 | 12.00 | 10.00 |
Listing Office: 1 Percent Lists Florida Coast
Last Updated: September - 03 - 2026
Information deemed reliable but not guaranteed.