10802 Cedar Ridge Lane, Panama City, FL 32409 (MLS# 785561)

List Price/SqFt: 187.69

Status: Active

List Date: 2026-02-20

List Price: $430,000

Current Price: $430,000

Sub Area: 0410 - Bay North - West Deerpoint/Southport

Community/Resort: None

Waterfront: No

Elementary School: Deane Bozeman

Middle School: Deane Bozeman

High School: Deane Bozeman

Directions: North on Highway 77. Turn right on Highway 2321 in Southport. Left on Resota Beach Road. Travel 4 miles. Turn right on High Cliff Road. Turn right on Cedar Ridge Lane. Home on the left at the end of the street.

Area: 04 - Bay County - North

Street #: 10802

Street Name: Cedar Ridge

Street Suffix: Lane

State: FL

Zip Code: 32409

County: Bay

Subdivision: Cedar Creek Chase Ph 1

Parcel ID: 07585-338-000

Legal Description: CEDAR CREEK CHASE PH 1 LOT 38 ORB 3439 P 1579

Acreage: 0.7

Design: Traditional

Lot Size (SqFt): 30492

Apx SqFt(Htd/Cooled): 2291

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 95 X 128 X 150 X 70

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 2

Total Baths: 2

Year Built: 2008

Homestead: Yes

HOA Fee: No

New Buyer Fee: No

Last Taxes: 2481

Last Tax Year: 2025

Brokerage Interest: No Interest

Township: Panama City Bea

Remarks: PRICE CHANGE - REDUCED $5,000 - This property is the Complete Package - A Charming Home in Cedar Creek Chase Near Deer Point Lake - Spacious Lot, No HOA, & Modern Upgrades! Tucked away on a quiet cul-de-sac and just minutes from beautiful Deer Point Lake, this 4-bedroom, 2-bath home offers the perfect blend of comfort, functionality, and privacy on a generous .70-acre lot. Ideal for boating and fishing enthusiasts, the location provides both tranquility and convenience--with no HOA to limit your freedom. Step inside to find a spacious great room featuring an impressive 11-foot boxed ceiling, a cozy brick wood-burning fireplace, with doors that open to the back patio--perfect for indoor-outdoor living. The home features luxury vinyl plank (LVP) flooring installed in 2019 in the living room, dining room, and master bedroom, while the three additional bedrooms are carpeted, offering warmth and comfort. The split-bedroom floor plan ensures privacy, with a generous master suite that includes an 11 foot box ceiling, double vanities, a walk-in shower, soaking tub, and his-and-her walk-in closets. The kitchen is well-equipped with granite countertops, custom cabinetry, and stainless appliances, including a new refrigerator (2024) and new hot water heater (2025). A breakfast room sits just off the kitchen, along with a formal dining room for entertaining. You'll also appreciate the large laundry room offering added convenience for busy households. Additional highlights include: roof replaced in 2018; new HVAC system installed in 2022; HVAC ducts and dryer vent cleaned in 2026; crown molding throughout the home; fully fenced backyard; Ring security system; 16x20 workshop with electricity. This well-maintained home is move-in ready with thoughtful updates and a layout ideal for modern living. Don't miss this opportunity to own a peaceful retreat close to Deer Point Lake with the freedom of no HOA! All sizes and dimensions are approximate and should be verified by the buyer if important.

First: 1

First: 1

First: 1

First: 1

First: 1

First: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Ceiling - Crwn Molding: 1

Fireplace: 1

Floor - Tile: 1

Floor - Vinyl Plank: 1

Pull Down Stairs: 1

Security System: 1

Split Bedroom: 1

Window - Treatment All: 1

Brick Veneer: 1

Foundation - Slab on Grade: 1

Roof - Dimensional Shg: 1

Roof - Gutters: 1

Trim - Vinyl: 1

Columns: 1

Fenced Back Yard: 1

Fenced Privacy: 1

Fire Pit: 1

Sprinkler System: 1

Pergola: 1

Shed(s): 1

Cash: 1

Conventional: 1

VA: 1

Unfurnished: 1

Ceiling - Tray: 1

Floor - Carpet: 1

First: 1

Covenants & Rescrictions: 1

Cul-De-Sac: 1

Flood Insurance Req: 1

Near Public Boat Ramp: 1

Subdivision - Recorded: 1

Wooded: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

MBath Double Vanity: 1

MBath Garden Tub: 1

MBath Separate Shwr: 1

MBath Walk-In Closet: 1

MBed First Floor: 1

Resid Single Family: 1

Bedroom: 1

Breakfast Room: 1

Dining Room: 1

Garage: 1

Great Room: 1

Kitchen: 1

Laundry: 1

Master Bathroom: 1

Master Bedroom: 1

Electricity - Connected: 1

Public Water - Connected: 1

Septic Tank: 1

Underground Utilities: 1

As Is: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Fireplace - Wood Burning: 1

Security System: 1

Smoke Detector(s): 1