108 San Vincente Street
Panama City Beach, FL 32413
MLS# 791501
10 beds | 8 baths | 4000 sqft
Property DescriptionPositioned less than 1 mile from the nearest public beach access and within 2 miles of Pier Park, this exceptional 2024-built luxury duplex presents a rare opportunity to own a fully furnished, turnkey investment property in one of Panama City Beach's most desirable vacation destinations. Designed for short-term rental success, the property features a resort-style heated saltwater pool, two spacious units, and accommodations ideal for large groups and multi-family vacations. Each side offers 5 bedrooms, 3.5 bathrooms, a full kitchen, and expansive living and dining areas, creating an exceptional guest experience while maximizing income potential.
The resort-inspired outdoor space is designed to elevate the guest experience. A large heated saltwater pool serves as the centerpiece of the backyard retreat, providing year-round enjoyment and enhanced rental appeal. Two pergola-covered gathering areas offer dedicated spaces for outdoor dining, entertaining, and relaxation, while a unique privacy divider allows each side of the duplex to enjoy its own outdoor setting when rented independently, enhancing flexibility and guest satisfaction.
Inside, upscale finishes and quality craftsmanship are evident throughout, including 10-foot ceilings, luxury vinyl plank flooring, quartz countertops, designer-tiled showers, modern LED mirrors, and stylish coastal finishes. Private covered balconies extend the living space outdoors, offering the perfect place to enjoy morning coffee or unwind after a day spent at the beach.
Built with both owner convenience and guest comfort in mind, the property is equipped with tankless gas water heaters, smart thermostats, and contemporary systems designed for efficiency and low-maintenance ownership. Whether you're seeking a high-performing short-term rental, a multi-generational family retreat, or an investment property capable of generating income while accommodating large groups, this remarkable duplex offers exceptional versatility.
Located just minutes from the Gulf's sugar-white beaches, Pier Park's premier shopping, dining, and entertainment, and many of Panama City Beach's most popular attractions, this is a rare opportunity to acquire a nearly new coastal investment property with outstanding rental potential and broad guest appeal.
List Price/SqFt: 393.75
Status: Active
List Date: 2026-03-03
List Price: $1,575,000
Current Price: $1,575,000
Sub Area: 0324 - Beach - West Central
Community/Resort: None
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Traveling East on Highway 98, turn right onto San Vincente, home will be on the right.
Area: 03 - Bay County - Beach
Street #: 108
Street Name: San Vincente
Street Suffix: Street
State: FL
Zip Code: 32413
County: Bay
Subdivision: El Centro Beach
Parcel ID: 33383-030-000
Legal Description: EL CENTRO BEACH MAP-29B3 LOT 34 BLK 1 ORB 4716 P 1978
Acreage: 0.15
Design: Duplex
Lot Size (SqFt): 6534
Apx SqFt(Htd/Cooled): 4000
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 2
# of Stories in Building: 2
# of Units in Bldg: 2
Lot Dimensions: 60x110
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Private
Sub-Type: Duplex Multi-Units
Bedrooms: 10
Full Baths: 6
Total Baths: 8
New Buyer Fee: No
Last Taxes: 13379.78
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks: Positioned less than 1 mile from the nearest public beach access and within 2 miles of Pier Park, this exceptional 2024-built luxury duplex presents a rare opportunity to own a fully furnished, turnkey investment property in one of Panama City Beach's most desirable vacation destinations. Designed for short-term rental success, the property features a resort-style heated saltwater pool, two spacious units, and accommodations ideal for large groups and multi-family vacations. Each side offers 5 bedrooms, 3.5 bathrooms, a full kitchen, and expansive living and dining areas, creating an exceptional guest experience while maximizing income potential.
The resort-inspired outdoor space is designed to elevate the guest experience. A large heated saltwater pool serves as the centerpiece of the backyard retreat, providing year-round enjoyment and enhanced rental appeal. Two pergola-covered gathering areas offer dedicated spaces for outdoor dining, entertaining, and relaxation, while a unique privacy divider allows each side of the duplex to enjoy its own outdoor setting when rented independently, enhancing flexibility and guest satisfaction.
Inside, upscale finishes and quality craftsmanship are evident throughout, including 10-foot ceilings, luxury vinyl plank flooring, quartz countertops, designer-tiled showers, modern LED mirrors, and stylish coastal finishes. Private covered balconies extend the living space outdoors, offering the perfect place to enjoy morning coffee or unwind after a day spent at the beach.
Built with both owner convenience and guest comfort in mind, the property is equipped with tankless gas water heaters, smart thermostats, and contemporary systems designed for efficiency and low-maintenance ownership. Whether you're seeking a high-performing short-term rental, a multi-generational family retreat, or an investment property capable of generating income while accommodating large groups, this remarkable duplex offers exceptional versatility.
Located just minutes from the Gulf's sugar-white beaches, Pier Park's premier shopping, dining, and entertainment, and many of Panama City Beach's most popular attractions, this is a rare opportunity to acquire a nearly new coastal investment property with outstanding rental potential and broad guest appeal.
Heated - Gas: 1
Inground: 1
Oven - Electric: 1
Range - Electric: 1
Water Heater - Tankless: 1
Breakfast Bar: 1
Ceiling - Raised: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Lighting - Recessed: 1
Window - Treatment All: 1
Foundation - Slab on Grade: 1
Roof - Metal: 1
Balcony: 1
Fenced Back Yard: 1
Near Beach Access: 1
Within 1/2 Mile to Water: 1
Electricity - Connected: 1
Natural Gas - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Central Air: 1
Electric: 1
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven - Electric; Range - Electric; Refrigerator; Washer; Water Heater - Tankless
Cooling: Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Fenced Back Yard; Fenced Privacy
Financing: Cash; Conventional
Interior: Smart Thermostat
Lot Features: Near Beach Access; Within 1/2 Mile to Water
Pool Features: Heated - Gas; Inground; Saltwater
Parking Features: Driveway
Rooms: Bedroom; Living Room
Utilities: Electricity - Connected; Natural Gas - Connected; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Multi-Family
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Living Room | First | 15 x 15 | 15.00 | 15.00 | 15 x 15 |
| Bedroom | First | 10 x 12 | 10.00 | 12.00 | 10 x 12 |
| Bedroom | First | 12 x 12 | 12.00 | 12.00 | 12 x 12 |
| Bedroom | Second | 12 x 12 | 12.00 | 12.00 | 12 x 12 |
| Bedroom | Second | 12 x 12 | 12.00 | 12.00 | 12 x 12 |
| Bedroom | Second | 12 x 12 | 12.00 | 12.00 | 12 x 12 |
| Living Room | First | 15 x 15 | 15.00 | 15.00 | 15 x 15 |
| Bedroom | First | 11 x 12 | 11.00 | 12.00 | 11 x 12 |
| Bedroom | First | 12 x 12 | 12.00 | 12.00 | 12 x 12 |
| Bedroom | Second | 12 x 12 | 12.00 | 12.00 | 12 x 12 |
| Bedroom | Second | 12 x 12 | 12.00 | 12.00 | 12 x 12 |
| Bedroom | Second | 12 x 12 | 12.00 | 12.00 | 12 x 12 |
Listing Office: EXP Realty LLC
Last Updated: June - 17 - 2026
Information deemed reliable but not guaranteed.