108 San Vincente Street, Panama City Beach, FL 32413 (MLS# 791501)


$1,575,000
108 San Vincente Street
Panama City Beach, FL 32413
MLS# 791501
10 beds  |  8 baths  |  4000 sqft


A unique privacy divider allows each side of the duplex to enjoy its own outdoor setting when rented independently.
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A unique privacy divider allows each side of the duplex to enjoy its own outdoor setting when rented independently. Duplex Front Exterior Less than 1 mile to the nearest beach access! Less than 1 mile to the nearest beach access! Paradise is less than a mile away! Golf Cart Included! A unique privacy divider allows each side of the duplex to enjoy its own outdoor setting when rented independently. Pergola-covered gathering areas provide dedicated spaces for outdoor dining, entertaining, and relaxation. Open Concept Open Concept Kitchen Kitchen Kitchen Kitchen/Backdoor A unique privacy divider allows each side of the duplex to enjoy its own outdoor setting when rented independently. Dining Area Foyer Half Bath Bedroom Bedroom Bedroom Full Bathroom Full Bathroom Full Bathroom Bedroom Bedroom Full Bathroom Entertainment Space Entertainment Space Entertainment Space Private Balcony Located on first floor. Located on first floor. Full Bathroom Located on first floor. Ample Parking A unique privacy divider allows each side of the duplex to enjoy its own outdoor setting when rented independently. Living Area Kitchen Bedroom Full Bathroom Full Bathroom Located on first floor. Full Bathroom Located on first floor. Entertainment Space Entertainment Space Full Bathroom Laundry A unique privacy divider allows each side of the duplex to enjoy its own outdoor setting when rented independently. Pier Park is the Emerald Coast's premier shopping, dining & entertainment complex and easily within reach - just 1.8 miles away. Russell Fields Pier sits 1500 feet out into the Gulf. Spectators can walk the pier and you can even secure daily fishing licenses. Fun attractions like Top Golf are close by. Over 200 acres of recreation at Frank Brown Park and it's just 1.2 miles away! An incredible lap pool and family pool offer something for everyone to enjoy. The park includes plentiful ball fields, pickle ball, indoor basketball & gymnasium, festival site and more. The new McGuire's Irish Pub is less than a mile away and serves up classic Irish fare, in-house brewed beer and live music.

Property Description
Positioned less than 1 mile from the nearest public beach access and within 2 miles of Pier Park, this exceptional 2024-built luxury duplex presents a rare opportunity to own a fully furnished, turnkey investment property in one of Panama City Beach's most desirable vacation destinations. Designed for short-term rental success, the property features a resort-style heated saltwater pool, two spacious units, and accommodations ideal for large groups and multi-family vacations. Each side offers 5 bedrooms, 3.5 bathrooms, a full kitchen, and expansive living and dining areas, creating an exceptional guest experience while maximizing income potential. The resort-inspired outdoor space is designed to elevate the guest experience. A large heated saltwater pool serves as the centerpiece of the backyard retreat, providing year-round enjoyment and enhanced rental appeal. Two pergola-covered gathering areas offer dedicated spaces for outdoor dining, entertaining, and relaxation, while a unique privacy divider allows each side of the duplex to enjoy its own outdoor setting when rented independently, enhancing flexibility and guest satisfaction. Inside, upscale finishes and quality craftsmanship are evident throughout, including 10-foot ceilings, luxury vinyl plank flooring, quartz countertops, designer-tiled showers, modern LED mirrors, and stylish coastal finishes. Private covered balconies extend the living space outdoors, offering the perfect place to enjoy morning coffee or unwind after a day spent at the beach. Built with both owner convenience and guest comfort in mind, the property is equipped with tankless gas water heaters, smart thermostats, and contemporary systems designed for efficiency and low-maintenance ownership. Whether you're seeking a high-performing short-term rental, a multi-generational family retreat, or an investment property capable of generating income while accommodating large groups, this remarkable duplex offers exceptional versatility. Located just minutes from the Gulf's sugar-white beaches, Pier Park's premier shopping, dining, and entertainment, and many of Panama City Beach's most popular attractions, this is a rare opportunity to acquire a nearly new coastal investment property with outstanding rental potential and broad guest appeal.

Details
Maps
Contract Info
List Price/SqFt: 393.75
Status: Active
List Date: 2026-03-03
List Price: $1,575,000
Current Price: $1,575,000
Location
Sub Area: 0324 - Beach - West Central
Community/Resort: None
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Traveling East on Highway 98, turn right onto San Vincente, home will be on the right.
Area: 03 - Bay County - Beach
Street #: 108
Street Name: San Vincente
Street Suffix: Street
State: FL
Zip Code: 32413
County: Bay
Subdivision: El Centro Beach
Parcel ID: 33383-030-000
Legal Description: EL CENTRO BEACH MAP-29B3 LOT 34 BLK 1 ORB 4716 P 1978
General Property Info
Acreage: 0.15
Design: Duplex
Lot Size (SqFt): 6534
Apx SqFt(Htd/Cooled): 4000
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 2
# of Stories in Building: 2
# of Units in Bldg: 2
Lot Dimensions: 60x110
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Private
Sub-Type: Duplex Multi-Units
Bedrooms: 10
Full Baths: 6
Total Baths: 8
Year Built: 2024
Listing Info, Tax and Legal
Homestead: No
HOA Fee: No
New Buyer Fee: No
Last Taxes: 13379.78
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Positioned less than 1 mile from the nearest public beach access and within 2 miles of Pier Park, this exceptional 2024-built luxury duplex presents a rare opportunity to own a fully furnished, turnkey investment property in one of Panama City Beach's most desirable vacation destinations. Designed for short-term rental success, the property features a resort-style heated saltwater pool, two spacious units, and accommodations ideal for large groups and multi-family vacations. Each side offers 5 bedrooms, 3.5 bathrooms, a full kitchen, and expansive living and dining areas, creating an exceptional guest experience while maximizing income potential. The resort-inspired outdoor space is designed to elevate the guest experience. A large heated saltwater pool serves as the centerpiece of the backyard retreat, providing year-round enjoyment and enhanced rental appeal. Two pergola-covered gathering areas offer dedicated spaces for outdoor dining, entertaining, and relaxation, while a unique privacy divider allows each side of the duplex to enjoy its own outdoor setting when rented independently, enhancing flexibility and guest satisfaction. Inside, upscale finishes and quality craftsmanship are evident throughout, including 10-foot ceilings, luxury vinyl plank flooring, quartz countertops, designer-tiled showers, modern LED mirrors, and stylish coastal finishes. Private covered balconies extend the living space outdoors, offering the perfect place to enjoy morning coffee or unwind after a day spent at the beach. Built with both owner convenience and guest comfort in mind, the property is equipped with tankless gas water heaters, smart thermostats, and contemporary systems designed for efficiency and low-maintenance ownership. Whether you're seeking a high-performing short-term rental, a multi-generational family retreat, or an investment property capable of generating income while accommodating large groups, this remarkable duplex offers exceptional versatility. Located just minutes from the Gulf's sugar-white beaches, Pier Park's premier shopping, dining, and entertainment, and many of Panama City Beach's most popular attractions, this is a rare opportunity to acquire a nearly new coastal investment property with outstanding rental potential and broad guest appeal.
Pool Features
Heated - Gas: 1
Inground: 1
Saltwater: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Tankless: 1
Interior Features
Breakfast Bar: 1
Ceiling - Raised: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Lighting - Recessed: 1
Window - Treatment All: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Metal: 1
Siding - Stucco: 1
Exterior
Balcony: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Interior
Smart Thermostat: 1
Living Room
First: 1
Lot Features
Near Beach Access: 1
Within 1/2 Mile to Water: 1
Lot Access
Paved Road: 1
Parking Features
Driveway: 1
Present Zoning
Resid Multi-Family: 1
Rooms
Bedroom: 1
Living Room: 1
Utilities
Electricity - Connected: 1
Natural Gas - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Sale Type
As Is: 1
Bedroom
First: 1
Second: 1
Cooling
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven - Electric; Range - Electric; Refrigerator; Washer; Water Heater - Tankless
Bedroom: First; Second
Cooling: Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Fenced Back Yard; Fenced Privacy
Financing: Cash; Conventional
Furnished: Furnished
Interior: Smart Thermostat
Living Room: First
Lot Features: Near Beach Access; Within 1/2 Mile to Water
Lot Access: Paved Road
Pool Features: Heated - Gas; Inground; Saltwater
Parking Features: Driveway
Rooms: Bedroom; Living Room
Sale Type: As Is
Utilities: Electricity - Connected; Natural Gas - Connected; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width Dimensions
Living RoomFirst15 x 1515.0015.0015 x 15
BedroomFirst10 x 1210.0012.0010 x 12
BedroomFirst12 x 1212.0012.0012 x 12
BedroomSecond12 x 1212.0012.0012 x 12
BedroomSecond12 x 1212.0012.0012 x 12
BedroomSecond12 x 1212.0012.0012 x 12
Living RoomFirst15 x 1515.0015.0015 x 15
BedroomFirst11 x 1211.0012.0011 x 12
BedroomFirst12 x 1212.0012.0012 x 12
BedroomSecond12 x 1212.0012.0012 x 12
BedroomSecond12 x 1212.0012.0012 x 12
BedroomSecond12 x 1212.0012.0012 x 12

Listing Office: EXP Realty LLC

Last Updated: June - 17 - 2026

Information deemed reliable but not guaranteed.