10611 Front Beach Road 901, Panama City Beach, FL 32407 (MLS# 783146)

List Price/SqFt: 549.18

Status: Pending

List Date: 2026-01-02

List Price: $899,000

Current Price: $899,000

Unit #: 901

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Hutchison Beach

Middle School: Surfside

High School: Arnold

Directions: At the intersection of Front Beach Road and W Thomas Drive, heading east Ocean Ritz is on the right side, Park in the open parking lot in space 901 on the right side, walk up the ramp to deck P2 and take the elevator to floor 9, condo is the last condo on the east side of the building.

Area: 03 - Bay County - Beach

Street #: 10611

Street Name: Front Beach

Street Suffix: Road

State: FL

Zip Code: 32407

County: Bay

Subdivision: Ocean Ritz

Parcel ID: 40000-250-019

Legal Description: OCEAN RITZ CONDO UNIT 901 TYPE A ORB 2855 P 936 4BD/4BR ORB 4411 P 334 1637 SQ.FT.H&C . 493 SQ.FT.BALC

Floor Number: 9

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1637

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Balcony SqFt: 495

Half Baths: 0

# of Stories in Building: 21

# of Units in Bldg: 63

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Assigned Spaces: 1

Pool: Yes

Pool Type: Community

Association Fee/Month: 1175

Sub-Type: Condominium

Bedrooms: 4

Full Baths: 4

Total Baths: 4

Year Built: 2006

Homestead: No

HOA Fee: Yes

HOA Amount: 1075

HOA Frequency: Monthly

HOA Annual Amount: 12900

Senior Community: No

Is Subject Leased: No

New Buyer Fee: Yes

New Buyer Fee Amt: 150

New Buyer Fee Paid: $

Last Taxes: 8620.35

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: Yes

Remarks: Finding a true four-bedroom, four-bathroom condo on the Gulf is a rarity in Panama City Beach, Florida. This exceptional Ocean Ritz unit is designed for versatility, offering the perfect layout for a high-performing investment, a dedicated family retreat, or a spacious primary home. The interior decoration is expertly curated, resulting in a ''right out of a magazine'' aesthetic. While this property has been enjoyed primarily as a private residence and only lightly rented, the data is clear that similar four-bedroom units in this building have a proven track record of generating over $100,000 in annual rental income. The property has been thoughtfully updated to ensure a turn-key experience with zero deferred maintenance. Recent improvements include new flooring throughout all bedrooms and main living areas in December 2025, complete renovation of all bathroom showers and tubs in 2023 with a lifetime warranty from Re-Bath, a water heater replacement and a full interior repaint in 2020. In 2024, the HVAC system was replaced and upgraded, including an ultraviolet light air purification system to ensure superior air quality. The overall modern feel of this unit includes smart-home features like a Ring doorbell and Ecobee thermostat sensors. This smart thermostat provides a care free indoor-outdoor living experience by adjusting the air conditioning when a balcony door is open. What truly sets Ocean Ritz apart is its low-density design and lifestyle. With only 63 total units in the community you and your guests will enjoy a more relaxed, luxurious experience without the crowds and busy elevators that are typical of most condominiums. The stunning beach views from the outdoor living space are unparalleled, featuring a massive corner balcony providing near panoramic views. The balcony is just shy of 500 square feet—one of the largest in the area— and spans the full width of the living room and two gulf front bedroom suites, with direct access from each of those three rooms. Owners and guests enjoy a boutique experience with many amenities, including a fitness center, grill area, sauna, steam room, and a relaxing hot tub. The unique indoor/outdoor pool is heated seasonally and provides the perfect year-round environment for both sun-seekers and those who prefer the shade. With a private beach walkover, a reserved parking space, and a separate overflow parking area, this rare gem offers a level of comfort and exclusivity that is increasingly difficult to find, while still convenient to all of the fun that Panama City Beach has to offer. Virtual tour available upon request.

Heated - Electric: 1

Inground: 1

Indoor: 1

Spa/ Hot Tub: 1

Dishwasher: 1

Freezer: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Washer/Dryer Stacked: 1

Ceiling - Raised: 1

Floor - Tile: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Lighting - Recessed: 1

Lock Out Closet: 1

Split Bedroom: 1

Window - Treatment All: 1

Concrete: 1

Siding - Stucco: 1

Balcony: 1

Columns: 1

Sprinkler System: 1

Shore - Beach: 1

Accounting: 1

BBQ Pit/Grill: 1

Exercise Room: 1

Ground Keeping: 1

Internet Service: 1

Management: 1

Picnic Area: 1

Pool: 1

Sauna/Steam Room: 1

Security: 1

TV Cable: 1

Water: 1

Whirlpool: 1

Cash: 1

Conventional: 1

Furnished: 1

Ceiling - Tray: 1

Dedicated Beach: 1

Near Beach Access: 1

Near Public Boat Ramp: 1

Waterfront: 1

Within 1/2 Mile to Water: 1

City Street: 1

State Highway: 1

Additional Parking: 1

Assigned: 1

Garage Attached: 1

Other - See Remarks: 1

Resid Single Family: 1

Resort: 1

BBQ Pit/Grill: 1

Beach: 1

Boardwalk: 1

Dumpster: 1

Elevators: 1

Exercise Room: 1

Picnic Area: 1

Pool: 1

Security-24 hour: 1

Waterfront: 1

Whirlpool: 1

Bedroom: 1

Primary Bedroom: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Underground Utilities: 1

Gulf: 1

Gulf: 1

Air Purification System - Ionizer: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Closed Circuit Camera(s): 1

Fire Alarm: 1

Fire Sprinkler System: 1

Key Card Entry: 1

Smoke Detector(s): 1

Under Contract Date: 2026-06-05