10519 Front Beach Road 405A, Panama City Beach, FL 32407 (MLS# 785070)

HOA Fee: Yes

HOA Amount: 2575

HOA Frequency: Quarterly

HOA Annual Amount: 10300

New Buyer Fee: No

Last Taxes: 5525

Last Tax Year: 2025

Brokerage Interest: No Interest

Condo Doc: Yes

List Price/SqFt: 393.07

Status: Active

List Date: 2026-02-11

List Price: $465,000

Current Price: $465,000

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: No

Elementary School: Hutchison Beach

Middle School: Surfside

High School: Arnold

Directions: From Hwy 98 turn south on Richard Jackson Road, then left onto Thomas Drive, then right onto Front Beach Road. Twin Palms is on the left side of Front Beach Road.

Area: 03 - Bay County - Beach

Street #: 10519

Street Name: Front Beach Road 405A

State: FL

Zip Code: 32407

County: Bay

Subdivision: Twin Palms Resort

Parcel ID: 34881-405-000

Legal Description: TWIN PALMS RESORT CONDO UNIT 405 TYPE A ORB 2355 P 1842 ORB 2431 2BR/2BA P 937-940 1183 SQ.FT

Floor Number: 4

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1183

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 0 X 0

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 2

Full Baths: 2

Total Baths: 2

Year Built: 2004

Remarks: Welcome to your dream coastal getaway in the heart of Panama City Beach! This stunning 2-bed, 2-bath end unit in the sought-after Twin Palms condo building offers unbeatable views of the Gulf of Mexico from a spacious wrap-around balcony--perfect for watching dolphins play in the surf or catching one of those famous Florida sunsets. Located on the 4th floor with open parking just steps from your front door, this unit combines convenience, comfort, and privacy. Skip the busy elevators--you're only four flights of stairs from the sand and surf! Inside, you'll find a well-maintained, beachy retreat with an owner's closet, ideal for storage or making this your part-time home. The trash chute is located on the opposite end of the hallway, keeping foot traffic minimal and your environment peaceful. This unit is rental-ready, generating $32,000 in gross rental income last year--and that's with the owners enjoying it for monthly stays! Imagine the potential. You'll love the easy walk to nearby restaurants, museums, and entertainment, with Walmart just a minute's drive away. When you're not relaxing on the balcony or on the beach, enjoy the resort-style amenities including a beachfront pool, hot tub, sauna, and more. Whether you're looking for an income-producing investment, a personal beach retreat, or a bit of both, this condo delivers. Come experience why Panama City Beach is home to the world's most beautiful beaches, where turquoise water meets sugar white sand.

First: 1

Inground: 1

Pool/Spa Combo: 1

Dishwasher: 1

Range - Electric: 1

Refrigerator: 1

Washer/Dryer Stacked: 1

Water Heater - Electric: 1

Floor - Tile: 1

Lock Out Closet: 1

Balcony: 1

Shore - Beach: 1

Accounting: 1

BBQ Pit/Grill: 1

Dumpster: 1

Exercise Room: 1

Gated Community: 1

Ground Keeping: 1

Insurance: 1

Internet-WiFi: 1

Management: 1

Pest Control: 1

Pool: 1

Sauna/Steam Room: 1

Sewer: 1

Trash Disposal: 1

TV Cable: 1

Water: 1

Cash: 1

Conventional: 1

Furnished: 1

First: 1

First: 1

Waterfront: 1

City Street: 1

Gated Access: 1

Garage Attached: 1

Gated: 1

Resort: 1

BBQ Pit/Grill: 1

Beach: 1

Elevators: 1

Exercise Room: 1

Gated Community: 1

Pool: 1

Sauna/Steam Room: 1

Bedroom: 1

Dining Room: 1

Kitchen: 1

Living Room: 1

Master Bedroom: 1

Electricity - Connected: 1

Garbage: 1

Internet - Broadband Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

As Is: 1

Gulf: 1

First: 1

First: 1

Central Air: 1

Central: 1

Fire Alarm: 1

Fire Sprinkler System: 1

Security Gate: 1

Smoke Detector(s): 1