103 Palm Beach Drive, Panama City Beach, FL 32413 (MLS# 795511)


$879,000
103 Palm Beach Drive
Panama City Beach, FL 32413
MLS# 795511
4 beds  |  4 baths  |  2041 sqft


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Property Description
Just across the street from beach access, this professionally furnished four-bedroom residence offers an exceptional opportunity on the west end of Panama City Beach. Located in Inlet Beach Heights just off Front Beach Road, this three-story, 2,041-square-foot home combines a desirable beachside setting with the appeal of an established short-term rental, without the premium of beachfront. The residence features four bedrooms, three-and-a-halfbaths, high ceilings, crown molding, recessed lighting, and durable laminate flooring throughout. The gourmet kitchen serves as the heart of the home, with quartz countertops, an expansive island, and a full suite of appliances. Dual-zone HVAC systems, insulated doors, double-pane windows, and a smart thermostat provide comfort throughout each level. Fully furnished and currently operating as a short-term rental, the property offers flexibility as an income-producing investment or private coastal retreat. Dining, shopping, entertainment, and the 30A corridor are all within easy reach. A well-appointed beach home offering the location, space, and versatility to enjoy as your own or continue as a rental property.

Details
Maps
General Property Info
Acreage: 0.04
Design: Beach House
Lot Size (SqFt): 1742
Apx SqFt(Htd/Cooled): 2041
Construction Status: Construction Complete
SqFt Source: Builders Plans
Half Baths: 1
Accessory Dwelling Unit: No
Lot Dimensions: 29.0 ft x 61.0 ft
New Construction: No
Garage Y/N: No
Driveway Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 4
Year Built: 2023
Contract Info
List Price/SqFt: 430.67
Status: Active
List Date: 2026-09-17
List Price: $879,000
Current Price: $879,000
Location
Sub Area: 0324 - Beach - West Central
Community/Resort: None
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: West on Front Beach Road, take right on Palm Beach Road, then immediately turn left. Property is the second house of the left.
Area: 03 - Bay County - Beach
Street #: 103
Street Name: Palm Beach
Street Suffix: Drive
State: FL
Zip Code: 32413
County: Bay
Subdivision: Waterview
Parcel ID: 36083-055-000
Legal Description: INLET BEACH HEIGHTS MAP 6A1 PT OF LOTS 1, 2, 3 & 4 DESC AS: COM SE COR LOT 1 TH N 150' NWLY 18.13' NWLY 33.74' FOR POB TH SWLY 61.24' NWLY 29.03 NELY 61.31 SELY 29.03 TO POB ALG W ING/EGR ESMT AKA UNIT 10 WATER VIEW TWN HOME ORB 4830 P 1767
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 1500
HOA Frequency: Annually
HOA Annual Amount: 1500
New Buyer Fee: No
Last Taxes: 7097.6
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: Just across the street from beach access, this professionally furnished four-bedroom residence offers an exceptional opportunity on the west end of Panama City Beach. Located in Inlet Beach Heights just off Front Beach Road, this three-story, 2,041-square-foot home combines a desirable beachside setting with the appeal of an established short-term rental, without the premium of beachfront. The residence features four bedrooms, three-and-a-halfbaths, high ceilings, crown molding, recessed lighting, and durable laminate flooring throughout. The gourmet kitchen serves as the heart of the home, with quartz countertops, an expansive island, and a full suite of appliances. Dual-zone HVAC systems, insulated doors, double-pane windows, and a smart thermostat provide comfort throughout each level. Fully furnished and currently operating as a short-term rental, the property offers flexibility as an income-producing investment or private coastal retreat. Dining, shopping, entertainment, and the 30A corridor are all within easy reach. A well-appointed beach home offering the location, space, and versatility to enjoy as your own or continue as a rental property.
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
ENERGY STAR Qualified Appliances: 1
Freezer: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Ceiling - Crwn Molding: 1
Ceiling - Raised: 1
Floor - Laminate: 1
Kitchen Island: 1
Lighting - Recessed: 1
Lock Out Closet: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Metal: 1
Siding - Hardie Board: 1
Trim - Hardie Board: 1
Exterior
Double Pane Windows: 1
Porch Covered: 1
Association Fees Include
Accounting: 1
Legal: 1
Financing
Cash: 1
Conventional: 1
VA: 1
Furnished
Furnished: 1
Interior
Insulated Doors: 1
Smart Thermostat: 1
Lot Features
Landscaped: 1
Near Beach Access: 1
Within 1/2 Mile to Water: 1
Lot Access
Paved Road: 1
Private Road: 1
Parking Features
Driveway: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Primary Bedroom: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Primary Bedroom
Third: 1
Bedroom
Second: 1
Third: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Multi Units: 1
Heating
Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Shower Only: 1
MBed Walk-in Closet: 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; ENERGY STAR Qualified Appliances; Freezer; Microwave; Oven - Electric; Range - Electric; Refrigerator; Washer; Water Heater - Electric
Primary Bedroom: Third
Bedroom: Second; Third
Cooling: Ceiling Fan(s); Central Air; Multi Units
Heating: Electric
Exterior: Double Pane Windows; Porch Covered
Association Fees Include: Accounting; Legal
Financing: Cash; Conventional; VA
Furnished: Furnished
Interior: Insulated Doors; Smart Thermostat
Lot Features: Landscaped; Near Beach Access; Within 1/2 Mile to Water
Lot Access: Paved Road; Private Road
Parking Features: Driveway
Rooms: Bedroom; Primary Bedroom
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterview: Gulf
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width
BedroomSecond12 x 1112.0011.00
BedroomSecond12 x 1112.0011.00
Primary BedroomThird14 x 1314.0013.00
BedroomThird10 x 1110.0011.00

Listing Office: Scenic Sotheby's International Realty

Last Updated: September - 17 - 2026

Information deemed reliable but not guaranteed.