$120,000
Port St. Joe, FL 32456
MLS# 792254
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Property Description
PARADISE FOUND!! Nestled in the heart of St Joe Beach, 103 Gulf Terrace Ln offers a rare opportunity to create your own slice of paradise along Florida's Forgotten Coast. This homesite is situated in the coveted X flood zone, meaning no flood insurance is required, giving peace of mind & extra savings. The neighborhood is filled with charming beach cottages, creating a welcoming community that feels laid-back & authentic. Hop on your golf cart & in just minutes you'll be sinking your toes in the sugar-white sand, where you can walk your dogs along the shoreline or gather around a bonfire as the sun sets over the Gulf. For those who love fishing & boating, the lot offers plenty of space for a small coastal cottage plus room to keep your boat nearby--making it easy to head out for a day on the bay or deep-sea adventure. Just a short drive to downtown Port St Joe or Mexico Beach is the small town charm with coastal conveniences of boutique shops, fresh seafood restaurants and a vibrant marina. Outdoor enthusiasts will appreciate the proximity to St. Joseph Peninsula State Park & Cape San Blas, offering endless opportunities for exploring the park, kayaking, biking, shelling & paddleboarding. This property truly has it all--affordable coastal living, flexibility to build on your terms, investment potential through short-term rentals, & a lifestyle centered around the beach, the bay & the best of Florida's natural beauty. Don't miss your chance to bring your dream beach home to life in one of the most desirable locations on the Gulf Coast. Call for your private tour & LIVE THE BEACH LIFE!
Details
Maps
Contract Info
List Price/Acre: 387096.77
Status: Active
List Date: 2026-07-06
List Price: $120,000
Current Price: $120,000
Location
Sub Area: 0702 - Gulf County - St. Joe Beach
Community/Resort: None
Waterfront: No
Elementary School: Port St. Joe
Middle School: Port St. Joe
High School: Port St. Joe
Directions: Hwy 98 to Pine St, right on Georgia Ave. Property located on corner of Gulf Terr Ln & Georgia Ave at entrance to Highlands. Look for sign.
Street #: 103
Street Name: Gulf Terrace
Street Suffix: Lane
Area: 07 - Gulf County
State: FL
Zip Code: 32456
County: Gulf
Subdivision: Highlands At St Joe Beach
Parcel ID: 03816-750R
Legal Description: HIGHLANDS AT ST JOE BEACH PB 5 PGE 30 LOT 30 ORB 812/661 CO FR SPENCE ESTATE MAP 31
General Property Info
Acreage: 0.31
Lot Size (SqFt): 13504
Lot Dimensions: 67 x 208
Sub-Type: Residential Lots
Listing Info, Tax & Legal
HOA Fee: No
New Buyer Fee: No
New Buyer Fee Paid: $
Brokerage Interest: No Interest
As Is: Yes
Section: 4
Range: 11w
Remarks & Misc
Remarks: PARADISE FOUND!! Nestled in the heart of St Joe Beach, 103 Gulf Terrace Ln offers a rare opportunity to create your own slice of paradise along Florida's Forgotten Coast. This homesite is situated in the coveted X flood zone, meaning no flood insurance is required, giving peace of mind & extra savings. The neighborhood is filled with charming beach cottages, creating a welcoming community that feels laid-back & authentic. Hop on your golf cart & in just minutes you'll be sinking your toes in the sugar-white sand, where you can walk your dogs along the shoreline or gather around a bonfire as the sun sets over the Gulf. For those who love fishing & boating, the lot offers plenty of space for a small coastal cottage plus room to keep your boat nearby--making it easy to head out for a day on the bay or deep-sea adventure. Just a short drive to downtown Port St Joe or Mexico Beach is the small town charm with coastal conveniences of boutique shops, fresh seafood restaurants and a vibrant marina. Outdoor enthusiasts will appreciate the proximity to St. Joseph Peninsula State Park & Cape San Blas, offering endless opportunities for exploring the park, kayaking, biking, shelling & paddleboarding. This property truly has it all--affordable coastal living, flexibility to build on your terms, investment potential through short-term rentals, & a lifestyle centered around the beach, the bay & the best of Florida's natural beauty. Don't miss your chance to bring your dream beach home to life in one of the most desirable locations on the Gulf Coast. Call for your private tour & LIVE THE BEACH LIFE!
Financing
Cash: 1
Conventional: 1
Lot Features
Aerials/Topo Availbl: 1
Corner Lot: 1
Covenants: 1
Interior Lot: 1
Level: 1
Within 1/2 Mile to Water: 1
Lot Access
County Road: 1
Paved Road: 1
Present Zoning
Resid Single Family: 1
Utilities
Sewer Available: 1
Water Available: 1
Property Features
Financing: Cash; Conventional
Lot Access: County Road; Paved Road
Lot Features: Aerials/Topo Availbl; Corner Lot; Covenants; Interior Lot; Level; Within 1/2 Mile to Water
Utilities: Sewer Available; Water Available
Present Zoning: Resid Single Family
Listing Office: Beach Properties Real Estate
Last Updated: July - 06 - 2026
Information deemed reliable but not guaranteed.