1021 N Discovery Loop, Panama City, FL 32405 (MLS# 796882)


$470,000
1021 N Discovery Loop
Panama City, FL 32405
MLS# 796882
3 beds  |  2 baths  |  1670 sqft


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Property Description
Welcome to this beautifully maintained, like-new 3-bedroom, 2-bath home in the sought-after SweetBay community! Situated on a premium lot of nearly 7,000 square feet with a view of the bay, this home combines modern comfort, smart-home convenience, and an exceptional lifestyle. The thoughtfully selected upgrades set this property apart, including quartz countertops in both the kitchen and bathrooms, smart interior lighting compatible with major smart-home systems, and a whole-home security system. The primary bathroom offers a touch of luxury with a rain shower and built-in heater for added comfort. Step outside to enjoy the fully fenced backyard, complete with an in-ground sprinkler system to keep the landscaping looking its best, permanent smart holiday lighting, and a natural gas hookup on the back patio--perfect for outdoor grilling and entertaining. Fiber internet adds another level of convenience for working from home, streaming, and staying connected. Living in SweetBay means enjoying a lifestyle beyond your front door. Residents have access to resort-style swimming pools, a vibrant Town Center, neighborhood parks, walking trails, basketball courts, playgrounds, and a community dock with access to North Bay. With golf-cart-friendly streets and inviting outdoor spaces, SweetBay offers a unique blend of recreation, community, and relaxation. Conveniently located near shopping, restaurants, medical facilities, and historic downtown Panama City, with the beautiful beaches just a short drive away, this home offers the perfect balance of modern living and coastal lifestyle. With its bay view, premium homesite, extensive upgrades, and desirable community amenities, this SweetBay home is one you won't want to miss!

Details
Maps
General Property Info
Acreage: 0.16
Design: Traditional
Lot Size (SqFt): 6534
Apx SqFt(Htd/Cooled): 1670
Construction Status: Construction Complete
SqFt Source: Builders Plans
Accessory Dwelling Unit: No
Lot Dimensions: 61.0 ft x 129.0 ft
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2023
Contract Info
List Price/SqFt: 281.44
Status: Active
List Date: 2026-10-16
List Price: $470,000
Current Price: $470,000
Location
Sub Area: 0204 - Bay - Central NW
Community/Resort: None
Waterfront: No
Elementary School: Northside
Middle School: Jinks
High School: Bay
Directions: On 390 turn left into SweetBay, left on N Discovery Loop house on left.
Area: 02 - Bay County - Central
Street #: 1021
Street Direction: N
Street Name: Discovery
Street Suffix: Loop
State: FL
Zip Code: 32405
County: Bay
Subdivision: Sweetbay
Parcel ID: 11731-350-470
Legal Description: SWEETBAY PHASE 2C LOT 434 ORB 4723 P 580
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 441
HOA Frequency: Quarterly
HOA Annual Amount: 1764
New Buyer Fee: Yes
New Buyer Fee Amt: 441
Last Taxes: 5417.7
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Welcome to this beautifully maintained, like-new 3-bedroom, 2-bath home in the sought-after SweetBay community! Situated on a premium lot of nearly 7,000 square feet with a view of the bay, this home combines modern comfort, smart-home convenience, and an exceptional lifestyle. The thoughtfully selected upgrades set this property apart, including quartz countertops in both the kitchen and bathrooms, smart interior lighting compatible with major smart-home systems, and a whole-home security system. The primary bathroom offers a touch of luxury with a rain shower and built-in heater for added comfort. Step outside to enjoy the fully fenced backyard, complete with an in-ground sprinkler system to keep the landscaping looking its best, permanent smart holiday lighting, and a natural gas hookup on the back patio--perfect for outdoor grilling and entertaining. Fiber internet adds another level of convenience for working from home, streaming, and staying connected. Living in SweetBay means enjoying a lifestyle beyond your front door. Residents have access to resort-style swimming pools, a vibrant Town Center, neighborhood parks, walking trails, basketball courts, playgrounds, and a community dock with access to North Bay. With golf-cart-friendly streets and inviting outdoor spaces, SweetBay offers a unique blend of recreation, community, and relaxation. Conveniently located near shopping, restaurants, medical facilities, and historic downtown Panama City, with the beautiful beaches just a short drive away, this home offers the perfect balance of modern living and coastal lifestyle. With its bay view, premium homesite, extensive upgrades, and desirable community amenities, this SweetBay home is one you won't want to miss!
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Plumbed For Ice Maker: 1
Range - Gas: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Floor - Vinyl Plank: 1
Kitchen Island: 1
Pantry: 1
Security System: 1
Construction/Siding
Roof - Dimensional Shg: 1
Siding - Hardie Board: 1
Trim - Hardie Board: 1
Exterior
Fenced Back Yard: 1
Patio Covered: 1
Porch Covered: 1
Association Fees Include
BBQ Pit/Grill: 1
Dock: 1
Fishing: 1
Management: 1
Playground: 1
Pool: 1
Tennis: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Floor - Carpet: 1
Kitchen
First: 1
Living Room
First: 1
Lot Access
City Street: 1
Parking Features
Garage Attached: 1
Garage Door Opener: 1
Association Amenities
Basketball Court: 1
BBQ Pit/Grill: 1
Dock: 1
Fishing: 1
Pavilion/Gazebo: 1
Picnic Area: 1
Playground: 1
Pool: 1
Pickle Ball: 1
Rooms
Kitchen: 1
Living Room: 1
Primary Bedroom: 1
Utilities
Electricity - Connected: 1
Propane: 1
Internet - Fiber Optic: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Sale Type
As Is: 1
Primary Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Heating
Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Walk-In Closet: 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Plumbed For Ice Maker; Range - Gas; Refrigerator; Water Heater - Electric
Primary Bedroom: First
Cooling: Ceiling Fan(s); Central Air
Heating: Electric
Exterior: Fenced Back Yard; Patio Covered; Porch Covered
Association Fees Include: BBQ Pit/Grill; Dock; Fishing; Management; Playground; Pool; Tennis
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Floor - Carpet
Kitchen: First
Living Room: First
Lot Access: City Street
Parking Features: Garage Attached; Garage Door Opener
Association Amenities: Basketball Court; BBQ Pit/Grill; Dock; Fishing; Pavilion/Gazebo; Pickle Ball; Picnic Area; Playground; Pool
Rooms: Kitchen; Living Room; Primary Bedroom
Sale Type: As Is
Utilities: Electricity - Connected; Internet - Fiber Optic; Propane; Public Sewer - Connected; Public Water - Connected
Room Information
Room Name Level Dimensions Length Width Remarks
Living RoomFirst17.8 x 15.517.8015.50verify if important
Primary BedroomFirst15 x 1115.0011.00verify if important
KitchenFirst13 x 1113.0011.00verify if important

Listing Office: Chesnut Realty, Inc

Last Updated: October - 26 - 2026

Information deemed reliable but not guaranteed.