102 Heritage Circle, Panama City Beach, FL 32407 (MLS# 790390)


$297,000
102 Heritage Circle
Panama City Beach, FL 32407
MLS# 790390
3 beds  |  2 baths  |  1166 sqft


VRT05792
  1 / 37  
VRT05792 DJI_20260522124030_0799_D VRT05787 VRT05702 VRT05707 VRT05697 VRT05717 VRT05712 VRT05722 VRT05727 VRT05732 VRT05737 VRT05742 VRT05752 VRT05747 VRT05687 VRT05682 VRT05692 VRT05677 VRT05647 VRT05652 VRT05657 VRT05672 VRT05667 VRT05662 DJI_20260522123904_0793_D DJI_20260522123912_0794_D DJI_20260522123930_0795_D DJI_20260522123945_0796_D DJI_20260522123959_0797_D DJI_20260522124011_0798_D VRT05767 VRT05772 VRT05777 VRT05782 VRT05797 20201223192132013806000000-o

Property Description
Welcome to 102 Heritage Circle--where quiet neighborhood living meets convenience to everything Panama City Beach has to offer! This well-maintained 3-bedroom, 2-bath home is tucked inside a peaceful community with no short-term rentals permitted, offering a more residential atmosphere while remaining close to beaches, dining, and recreation. Enjoy outdoor living in the privacy-fenced backyard, ideal for entertaining, pets, or relaxing evenings. Major updates include roof replaced in 2020, water heater in 2018, and HVAC approximately 3 years old, providing peace of mind for years to come. Conveniently located with easy access to Gulf Coast State College, Florida State University Panama City, Tyndall Air Force Base, and Naval Support Activity Panama City, making commuting to school, work, or the military installations simple. Outdoor enthusiasts will appreciate being just a short drive from St. Andrews State Park, Grand Lagoon, multiple public boat ramps, marinas, waterfront restaurants, shopping, and entertainment options throughout Panama City Beach. Whether you're looking for a primary residence, second home, or long-term investment opportunity, this location offers easy access to both everyday conveniences and coastal recreation. Survey available in Documents. If measurements are deemed important, please verify.

Details
Maps
Contract Info
List Price/SqFt: 254.72
Status: Active
List Date: 2026-05-04
List Price: $297,000
Current Price: $297,000
Location
Sub Area: 0321 - Beach - North Central
Community/Resort: None
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Hathaway Bridge, travel west on 98 to PCB Pkwy, turn right on Heritage Circle. 2nd house on the right.
Area: 03 - Bay County - Beach
Street #: 102
Street Name: Heritage
Street Suffix: Circle
State: FL
Zip Code: 32407
County: Bay
Subdivision: Heritage Village
Parcel ID: 27884-054-000
Legal Description: HERITAGE VILLAGE LOT 26 BLK A ORB 4382 P 345
General Property Info
Acreage: 0.14
Design: Ranch
Lot Size (SqFt): 6055
Apx SqFt(Htd/Cooled): 1166
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 55 x 110 x 55 x 110
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 1987
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 150
HOA Frequency: Annually
HOA Annual Amount: 150
New Buyer Fee: No
Last Taxes: 1810
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Section: 32
Township: 3S
Range: 15W
Remarks & Misc
Remarks: Welcome to 102 Heritage Circle--where quiet neighborhood living meets convenience to everything Panama City Beach has to offer! This well-maintained 3-bedroom, 2-bath home is tucked inside a peaceful community with no short-term rentals permitted, offering a more residential atmosphere while remaining close to beaches, dining, and recreation. Enjoy outdoor living in the privacy-fenced backyard, ideal for entertaining, pets, or relaxing evenings. Major updates include roof replaced in 2020, water heater in 2018, and HVAC approximately 3 years old, providing peace of mind for years to come. Conveniently located with easy access to Gulf Coast State College, Florida State University Panama City, Tyndall Air Force Base, and Naval Support Activity Panama City, making commuting to school, work, or the military installations simple. Outdoor enthusiasts will appreciate being just a short drive from St. Andrews State Park, Grand Lagoon, multiple public boat ramps, marinas, waterfront restaurants, shopping, and entertainment options throughout Panama City Beach. Whether you're looking for a primary residence, second home, or long-term investment opportunity, this location offers easy access to both everyday conveniences and coastal recreation. Survey available in Documents. If measurements are deemed important, please verify.
Dining Room
First: 1
Appliances
Dishwasher: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Interior Features
Floor - Laminate: 1
Construction/Siding
Roof - Composite Shngl: 1
Siding - Vinyl: 1
Exterior
Fenced Privacy: 1
Porch Covered: 1
Association Fees Include
Accounting: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
USDA: 1
VA: 1
Furnished
Unfurnished: 1
Parking Features
Driveway: 1
Garage Attached: 1
Oversized: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Dining Room: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
Cable - Available: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Heating
Central: 1
Property Features
Appliances: Dishwasher; Oven - Electric; Range - Electric; Refrigerator
Master Bedroom: First
Bedroom: First
Cooling: Central Air
Heating: Central
Exterior: Fenced Privacy; Porch Covered
Association Fees Include: Accounting
Financing: Cash; Conventional; FHA; USDA; VA
Furnished: Unfurnished
Dining Room: First
Parking Features: Driveway; Garage Attached; Oversized
Rooms: Bedroom; Dining Room; Master Bedroom
Showing: ShowingTime
Utilities: Cable - Available; Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions
Dining RoomFirst10 x 910.009.0010 x 9
Master BedroomFirst16 x 1216.0012.0016 x 12
BedroomFirst10 x 1210.0012.0010 x 12
BedroomFirst10 x 810.008.0010 x 8

Listing Office: Think Real Estate

Last Updated: May - 26 - 2026

Information deemed reliable but not guaranteed.