101 White Oaks Boulevard, Panama City, FL 32409 (MLS# 784163)

List Price/SqFt: 108.85

Status: Active

List Date: 2026-01-25

List Price: $689,000

Current Price: $689,000

Sub Area: 0410 - Bay North - West Deerpoint/Southport

Community/Resort: None

Waterfront: No

Elementary School: Deane Bozeman

Middle School: Deane Bozeman

High School: Deane Bozeman

Directions: From the Bailey Bridge in Lynn Haven, go north on Highway 77 and before you reach the Deane Bozeman School, you will turn right onto White Oaks Blvd. First home on the left.

Area: 04 - Bay County - North

Street #: 101

Street Name: White Oaks

Street Suffix: Boulevard

State: FL

Zip Code: 32409

County: Bay

Subdivision: White Oaks

Parcel ID: 07534-015-105

Legal Description: WHITE OAKS 85A LOT A-40 & PARCEL A ORB 3911 P 235

Acreage: 2

Design: Traditional

Lot Size (SqFt): 87120

Apx SqFt(Htd/Cooled): 6330

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 190 x 350 x 345 x 300

New Construction: No

Garage Y/N: Yes

Garage Spaces: 5

Driveway Spaces: 6

Pool: Yes

Pool Type: Private

Sub-Type: Detached Single Family

Bedrooms: 6

Full Baths: 4

Total Baths: 4

Year Built: 2007

HOA Fee: No

New Buyer Fee: No

Last Taxes: 9059

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Remarks: Seller offering a $10,000 concession toward the Buyer's closing costs or flex money with an acceptable offer. Seller is motivated! As-Is Opportunity with Strong Fundamentals & Exceptional Potential A rare opportunity for an investor or owner-occupant who understands value and vision! Offered As Is, this home primarily needs fine-tuning, cosmetic updates, and selective improvements, the best and most important parts of the home are in use, intact, and functional, providing a solid foundation to elevate the property to its full potential. The home was originally designed with 6 bedrooms, featuring five bedrooms in the main residence and an additional sixth bedroom within the finished workshop/garage space; ideal for guests, extended family, or future apartment conversion. Note- the cabinets and appliances in the finished garage do not convey with sale. Several bedrooms would benefit from new flooring, allowing the next owner to update finishes while preserving the home's generous layout. The gourmet kitchen showcases granite countertops, custom cabinetry, and a built-in wine rack. With thoughtful updates, this space can easily be brought back to life as the true heart of the home. The primary suite is one of the most impressive features: exceptionally spacious and beautifully laid out, offering the scale and presence buyers seek in a true owner's retreat. Bonus is one of the additional bedrooms offers the flexibility to function as a second primary suite, perfect for guests or multi-generational living. A double-sided fireplace anchors the living spaces, adding warmth, character, and architectural interest, while a dedicated movie room/media room provides an ideal setting for entertaining or relaxing at home. Beyond the main residence, the property features a 40' x 50' heated and cooled finished garage/workshop Additional garage and workshop spaces, each with two bay roll-up doors, further enhance the property's versatility. The backyard includes a separate outbuilding, previously being converted into a shooting range, now offering a blank slate for the next owner's vision. The in-ground gunite pool with attached jacuzzi adds significant appeal, with the waterfall feature (not currently functioning) offering potential to be restored with additional investment. This is not a teardown or major reconstruction: this is an opportunity to polish, update, and enhance a home with strong bones, standout features, and exceptional flexibility. Sold As Is. A strategic opportunity for buyers who recognize long-term value and upside. Important NOTE! Cabinets and Over/stove in the heated and cooled detached garage DO NOT convey.

First: 1

First: 1

First: 1

First: 1

Gunite Concrete: 1

Inground: 1

Breakfast Bar: 1

Kitchen Island: 1

Siding - Stucco: 1

Garage(s): 1

Second Garage: 1

Shed(s): 1

Workshop: 1

Other: 1

Unfurnished: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Garage Detached: 1

Oversized: 1

County: 1

Resid Single Family: 1

Bedroom: 1

Dining Room: 1

Great Room: 1

Primary Bathroom: 1

Primary Bedroom: 1

Media Room: 1

Office: 1

Electricity - Connected: 1

Propane: 1

Private Well: 1

Septic Tank: 1

As Is: 1

First: 1

First: 1

Central Air: 1

Electric: 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBath Tub - Soaking: 1

MBath Walk-In Closet: 1

First: 1