101 Old Ferry Road 4C, Shalimar, FL 32579 (MLS# 786884)

List Price/SqFt: 254.4

Status: Active

List Date: 2026-03-16

List Price: $159,000

Current Price: $159,000

Unit #: 4C

Sub Area: 1701 - Okaloosa - Fort Walton Beach

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Directions: North on Eglin Parkway to Shalimar. Turn left onto Old Ferry Road. Finisterra Condominium complex is on the left.

Area: 17 - Okaloosa

Street #: 101

Street Name: Old Ferry

Street Suffix: Road

State: FL

Zip Code: 32579

County: Okaloosa

Subdivision: No Named Subdivision

Parcel ID: 06-2S-23-5070-0000-004C

Legal Description: FINISTERRA UNIT 4C

Floor Number: 2

Design: Low-Rise (1-3 floors)

Apx SqFt(Htd/Cooled): 625

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 1

Full Baths: 1

Total Baths: 1

Year Built: 1970

HOA Fee: Yes

HOA Amount: 312.93

HOA Frequency: Monthly

HOA Annual Amount: 3755.16

New Buyer Fee: Yes

New Buyer Fee Amt: 150

New Buyer Fee Paid: $

Brokerage Interest: No Interest

Condo Doc: Yes

Remarks: Welcome to Finisterra Condominiums, a gated waterfront community ideally located at 101 Old Ferry Road in Shalimar, Florida, overlooking the beautiful Choctawhatchee Bay and Lake Clyde, and directly across the street from Two Georges Marina. Unit 4C is a standout residence, offering vaulted ceilings and a large entryway window that fills the space with natural light. This well-maintained condo features stainless steel kitchen appliances, updated fixtures in the kitchen and dining area, and a newer ceiling fan. The dishwasher has been replaced within the last year, and additional improvements include a new HVAC system and thermostat, providing comfort and peace of mind for the next owner. Assigned and guest parking are conveniently located directly in front of the unit, and the condo's front-of-community location allows for easy access while still offering views of the water from the building and a short walk to the bay, pool, and clubhouse. Finisterra spans acres of waterfront property and offers an exceptional lifestyle with amenities including a community pool, lighted tennis court striped for pickleball, sauna, clubhouse, BBQ areas, kayak storage and launch, and private shoreline access perfect for fishing, paddleboarding, or enjoying sunset views and Destin fireworks without the crowds. Boating enthusiasts will love being just 1 nautical mile to the Intracoastal Waterway and 2.2 miles to the Destin Bridge, with boat storage available across the street at the marina. The HOA covers water, sewer, trash, groundskeeping, and exterior insurance, adding outstanding value. Finisterra is conveniently located near Eglin Air Force Base, shopping, dining, Destin Harbor, Crab Island, and the area's renowned sugar-white beaches. Rental Policy: Finisterra is a non-rental community during the first two years of ownership. After that period, long-term rentals are permitted; short-term rentals are not allowed. Whether you're seeking a primary residence, second home, or long-term investment, Finisterra offers a rare opportunity to enjoy a laid-back waterfront lifestyle at an affordable price. Schedule your private showing today and experience the hidden gem of Finisterra.

Inground: 1

Cooktop - Electric: 1

Dishwasher: 1

Oven - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Ceiling - Vaulted: 1

Floor - Laminate: 1

Floor - Tile: 1

Window - Treatment All: 1

Roof - Composite Shngl: 1

Siding - Vinyl: 1

Deck Covered: 1

Dumpster: 1

Gated Community: 1

Ground Keeping: 1

Tennis: 1

Cash: 1

Conventional: 1

Partially: 1

First: 1

First: 1

BBQ Pit/Grill: 1

Community Room: 1

Dumpster: 1

Fishing: 1

Gated Community: 1

Laundry: 1

Tennis: 1

Waterfront: 1

Bedroom: 1

Kitchen: 1

Living Room: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Bay/Harbor: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Gated Community: 1