$215,000
Panama City, FL 32401
MLS# 789422
2 beds | 2 baths | 926 sqft
1 / 53
Property Description
'OPEN HOUSE SUNDAY, MAY 24TH FROM 12-2PM' Welcome to coastal charm and opportunity at 100 N Church Ave in Panama City! This freshly painted and absolutely adorable Florida cottage sits on a desirable corner lot just steps from the water, offering the perfect blend of lifestyle and investment potential. Built in 1950 and thoughtfully maintained, this 2-bedroom, 1.5-bath home features 926 square feet of inviting living space with timeless character and durable construction. As you arrive, you're greeted by an open front porch that faces the water--an ideal spot to enjoy morning coffee while overlooking the nearby marina. Boating enthusiasts will love being just 0.1 miles from a public boat ramp, making it incredibly easy to get out on the water at a moment's notice. This location places you right in the heart of a thriving boating community. Inside, the home offers a functional layout with cozy living spaces and plenty of natural light. The kitchen is equipped with a gas stove, and the home also features a gas tankless water heater for added efficiency and on-demand hot water. Step out back to a large covered porch overlooking the fully fenced backyard--perfect for entertaining, relaxing, or storing your outdoor gear. The property also includes a detached one-car garage, ideal for boat storage, a workshop, or additional storage space. This home is built with longevity in mind, featuring pier and beam construction, durable Hardie board siding, a metal roof, and Carolina shutters throughout--providing both charm and added protection. City water and sewer services add to the convenience. Whether you're looking for a primary residence, a second home, or an income-producing property, this one checks the boxes. With its prime location and proximity to the water, this home offers excellent short-term rental potential (buyer to verify local regulations). Conveniently located approximately 6 miles to Tyndall Air Force Base, 10 miles to downtown Panama City, 18 miles to Panama City Beach and Pier Park, and about 20 miles to Northwest Florida Beaches International Airport (ECP), you're never far from work, travel, dining, and entertainment. Don't miss your chance to own a piece of Old Florida charm with modern-day possibilities!
Details
Maps
Contract Info
List Price/SqFt: 232.18
Status: Active
List Date: 2026-05-05
List Price: $215,000
Current Price: $215,000
Location
Sub Area: 0202 - Bay - Central SE
Community/Resort: None
Waterfront: No
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: from down town panama city marina head east on hwy 98, turn right on N East Ave, follow this road south then turn right on N Church ave, home is on the corner of Church just across from the boat yard/
Area: 02 - Bay County - Central
Street #: 100
Street Direction: N
Street Name: Church
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Subdivision: No Named Subdivision
Parcel ID: 22962-000-000
Legal Description: MAGNOLIA VIEW LOT 11 BLK A ORB 1917 P 1011 ORB 4405 P 453
General Property Info
Acreage: 0.22
Design: Florida Cottage
Lot Size (SqFt): 9540
Apx SqFt(Htd/Cooled): 926
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Pre-Const Flip: No
Lot Dimensions: 65x147
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 2
Full Baths: 1
Total Baths: 2
Year Built: 1950
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 1010
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: 'OPEN HOUSE SUNDAY, MAY 24TH FROM 12-2PM'
Welcome to coastal charm and opportunity at 100 N Church Ave in Panama City! This freshly painted and absolutely adorable Florida cottage sits on a desirable corner lot just steps from the water, offering the perfect blend of lifestyle and investment potential. Built in 1950 and thoughtfully maintained, this 2-bedroom, 1.5-bath home features 926 square feet of inviting living space with timeless character and durable construction.
As you arrive, you're greeted by an open front porch that faces the water--an ideal spot to enjoy morning coffee while overlooking the nearby marina. Boating enthusiasts will love being just 0.1 miles from a public boat ramp, making it incredibly easy to get out on the water at a moment's notice. This location places you right in the heart of a thriving boating community.
Inside, the home offers a functional layout with cozy living spaces and plenty of natural light. The kitchen is equipped with a gas stove, and the home also features a gas tankless water heater for added efficiency and on-demand hot water. Step out back to a large covered porch overlooking the fully fenced backyard--perfect for entertaining, relaxing, or storing your outdoor gear. The property also includes a detached one-car garage, ideal for boat storage, a workshop, or additional storage space.
This home is built with longevity in mind, featuring pier and beam construction, durable Hardie board siding, a metal roof, and Carolina shutters throughout--providing both charm and added protection. City water and sewer services add to the convenience.
Whether you're looking for a primary residence, a second home, or an income-producing property, this one checks the boxes. With its prime location and proximity to the water, this home offers excellent short-term rental potential (buyer to verify local regulations).
Conveniently located approximately 6 miles to Tyndall Air Force Base, 10 miles to downtown Panama City, 18 miles to Panama City Beach and Pier Park, and about 20 miles to Northwest Florida Beaches International Airport (ECP), you're never far from work, travel, dining, and entertainment.
Don't miss your chance to own a piece of Old Florida charm with modern-day possibilities!
Covered Porch
First: 1
Deck/Patio
First: 1
Dining Room
First: 1
Family Room
First: 1
Foyer
First: 1
Laundry
First: 1
Appliances
Dishwasher: 1
Range - Gas: 1
Range Hood: 1
Refrigerator: 1
Water Heater - Gas: 1
Interior Features
Floor - Vinyl: 1
Lighting - Recessed: 1
Security System: 1
Construction/Siding
Foundation - On Piling: 1
Roof - Metal: 1
Siding - Hardie Board: 1
Exterior
Deck Open: 1
Fenced Back Yard: 1
Shower: 1
Patio Enclosed: 1
Porch Covered: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Bonus Room: 1
Kitchen
First: 1
Lot Features
Corner Lot: 1
Near Beach Access: 1
Near Public Boat Ramp: 1
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Boat: 1
Driveway: 1
Circular Driveway: 1
Garage Detached: 1
Present Zoning
City: 1
Resid Single Family: 1
Rooms
Bedroom: 1
Covered Porch: 1
Deck/Patio: 1
Dining Room: 1
Family Room: 1
Foyer: 1
Full Bathroom: 1
Half Bathroom: 1
Kitchen: 1
Laundry: 1
Utilities
Electricity - Connected: 1
Natural Gas - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Bay: 1
Bayou: 1
Full Bathroom
First: 1
Half Bathroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
Carbon Monoxide Detector: 1
Security System Owned: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Range - Gas; Range Hood; Refrigerator; Water Heater - Gas
Full Bathroom: First
Half Bathroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Deck Open; Fenced Back Yard; Shower; Patio Enclosed; Porch Covered
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Bonus Room
Kitchen: First
Lot Features: Corner Lot; Near Beach Access; Near Public Boat Ramp; Within 1/2 Mile to Water
Lot Access: City Street; Paved Road
Covered Porch: First
Dining Room: First
Family Room: First
Foyer: First
Laundry: First
Security Features: Carbon Monoxide Detector; Security System Owned; Smoke Detector(s)
Parking Features: Boat; Driveway; Circular Driveway; Garage Detached
Rooms: Bedroom; Covered Porch; Deck/Patio; Dining Room; Family Room; Foyer; Full Bathroom; Half Bathroom; Kitchen; Laundry
Utilities: Electricity - Connected; Natural Gas - Connected; Public Sewer - Connected; Public Water - Connected
Waterview: Bay; Bayou
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Foyer | First | 5.11 x 14.6 | 5.11 | 14.60 | 5.11 x 14.6 |
| Dining Room | First | 14.8 x 11.1 | 14.80 | 11.10 | 14.8 x 11.1 |
| Bedroom | First | 11.2 x 11.1 | 11.20 | 11.10 | 11.2 x 11.1 |
| Bedroom | First | 11.2 x 8.9 | 11.20 | 8.90 | 11.2 x 8.9 |
| Kitchen | First | 9.8 x 10.1 | 9.80 | 10.10 | 9.8 x 10.1 |
| Half Bathroom | First | 4.8 x 7.7 | 4.80 | 7.70 | 4.8 x 7.7 |
| Family Room | First | 18 x 11.6 | 18.00 | 11.60 | 18 x 11.6 |
| Laundry | First | 3.8 x 7.7 | 3.80 | 7.70 | 3.8 x 7.7 |
| Full Bathroom | First | 7.1 x 8 | 7.10 | 8.00 | 7.1 x 8 |
| Deck/Patio | First | 17.9 x 7.1 | 17.90 | 7.10 | 17.9 x 7.1 |
| Covered Porch | First | 18.3 x 12.2 | 18.30 | 12.20 | 18.3 x 12.2 |
Listing Office: Anchor Realty Florida
Last Updated: May - 25 - 2026
Information deemed reliable but not guaranteed.