100 Cherry Street 604, Panama City, FL 32401 (MLS# 784711)

List Price/SqFt: 147.72

Status: Active

List Date: 2026-02-04

List Price: $399,000

Current Price: $399,000

Unit #: 604

Sub Area: 0203 - Bay - Central SW

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Cherry Street

Middle School: Jinks

High School: Bay

Directions: From Downtown Panama City, head east on E 3rd Street, which turns into Cherry Street. Continue straight, following Cherry Street as it curves left around the Massalina Bayou. 100 Cherry Street will be on your left, located just before the waterfront in the heart of the Cove neighborhood.

Area: 02 - Bay County - Central

Street #: 100

Street Name: Cherry

Street Suffix: Street

State: FL

Zip Code: 32401

County: Bay

Subdivision: Cove Condominium

Parcel ID: 25678-604-000

Legal Description: COVE CONDOMINIUMS UNIT 604 TYPE B & 605 TYPE C 4BR 3B 2701 H&C ORB 3616 P 1967

Floor Number: 6

Design: Mid-Rise (4-7 floors)

Apx SqFt(Htd/Cooled): 2701

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Stories in Building: 7

# of Units in Bldg: 50

Units Above Ground: 50

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: No

Assigned Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 3

Full Baths: 3

Total Baths: 3

Year Built: 1975

Homestead: Yes

HOA Fee: Yes

HOA Amount: 4930

HOA Frequency: Quarterly

HOA Annual Amount: 19720

Senior Community: No

Is Subject Leased: No

New Buyer Fee: No

Last Taxes: 10267

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: Yes

Remarks: A rare double-unit waterfront residence at The Cove, now offered with a $96K price reduction. This 2,701 sq ft bayfront home combines Units 604/605 into an expansive, mid-century-inspired layout framed by sweeping views of St. Andrews Bay and Shell Island. Full-height sliders span the entire length of the residence, opening to two generous balconies and creating a seamless connection to the water. Automated hurricane shutters and remote sunshades add effortless comfort and protection. Refined updates include refreshed parquet flooring, new designer lighting, and freshly painted interiors. The chef's kitchen features a Wolf cooktop, Maytag oven, and built-in JennAir microwave. Three private bedroom suites each offer their own full bath, with the owner's suite showcasing balcony access, panoramic bay views, and dual custom walk-in closets. A bay-facing office with built-ins provides an elevated workspace. Additional features include two recently replaced HVAC systems, two private storage units, and two dedicated parking spaces steps from the elevator. The Cove offers a waterfront pool, clubhouse, and dock, all minutes from Historic Downtown Panama City--now evolving into a growing arts and dining hub with galleries, studios, and chef-driven restaurants. A standout opportunity to own one of the largest and most distinctive luxury waterfront residences in the area.

Inground: 1

Cooktop - Electric: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Convection: 1

Oven - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Floor - Parquet: 1

Floor - Tile: 1

Lighting - Recessed: 1

Concrete: 1

Roof - Clay/Concrete: 1

Balcony: 1

Dock: 1

Shore - Seawall: 1

Pool House: 1

Community Room: 1

Conference Center: 1

Dock: 1

Dumpster: 1

Ground Keeping: 1

Picnic Area: 1

Pool: 1

Recreational Faclty: 1

Repairs/Maintenance: 1

Separate Storage: 1

Trash Disposal: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Paved Road: 1

Additional Parking: 1

Assigned: 1

Parking Lot: 1

Paved: 1

Resid Multi-Family: 1

Conference Center: 1

Dock: 1

Dumpster: 1

Elevators: 1

Picnic Area: 1

Pool: 1

Separate Storage: 1

Waterfront: 1

Dog Park: 1

Recreation Facilities: 1

Sidewalks: 1

Bedroom: 1

Primary Bedroom: 1

TV Cable: 1

Electricity - Connected: 1

Phone - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Bay: 1

As Is: 1

Bay/Harbor: 1

First: 1

First: 1

Central Air: 1

Multi Units: 1

Central: 1

MBath Double Vanity: 1

MBed Balcony: 1

MBed Walk-in Closet: 1

MBath Shower/Tub Combo: 1

Carbon Monoxide Detector: 1

Fire Alarm: 1

Smoke Detector(s): 1